1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by HDI Global Specialty SE - New Zealand.

Overall rating 8.6/10

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8.6/10
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Value for Money

8.6/10
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check Verified Review Jason Bligh was invited by 1Cover to write this review.

Post claim experience was very quick and efficient

| | 1 comment Reviewed by Jason Bligh on 22 February 2018, 17:44 PM

Whilst post claim was very quick and efficient, the total experience did not rate as high due to onli... Read more

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check Verified Review Jason Bligh was invited by 1Cover to write this review.
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Fantastic to deal with

| | 1 comment Reviewed by SOPHIA POWELL on 21 February 2018, 13:26 PM

All communication done by email which suited me being hearing impaired! Wouldn’t hesitate to Recommen... Read more

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check Verified Review Santhosh Cherian was invited by 1Cover to write this review.

Simple and Easy

| | 1 comment Reviewed by Santhosh Cherian on 21 February 2018, 13:26 PM

So simple to get the quote online and buy before our family trip. Luckily we did not need to make a c... Read more

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check Verified Review Santhosh Cherian was invited by 1Cover to write this review.
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check Verified Review Anna Montgomerie was invited by 1Cover to write this review.

Super easy peace of mind

| | 1 comment Reviewed by Anna Montgomerie on 21 February 2018, 13:26 PM

As a first time car renter I freaked when I saw my excess was $4500 so I search and found this 1Cover... Read more

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check Verified Review Anna Montgomerie was invited by 1Cover to write this review.
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check Verified Review Barbara Johnstone was invited by 1Cover to write this review.

Ins cover

| | 1 comment Reviewed by Barbara Johnstone on 21 February 2018, 13:26 PM

I didn't have to use this cover but it was great knowing if anything happened I had the cover in ... Read more

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check Verified Review Barbara Johnstone was invited by 1Cover to write this review.
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check Verified Review Susan Hamer was invited by 1Cover to write this review.

Easy to purchase, covering just what we wanted

| | 1 comment Reviewed by Susan Hamer on 20 February 2018, 13:27 PM

Easy online insurance. Can't comment on claims, as not applicable in this instance, but it was r... Read more

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check Verified Review Susan Hamer was invited by 1Cover to write this review.
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Excellent service from start to Finish

| | 1 comment Reviewed by Gerry Broderick on 20 February 2018, 13:27 PM

Our trip to Australia, went to help daughter with cancer, instead my Partner (her Mother picked a bug... Read more

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check Verified Review Bronwyn Leabourn was invited by 1Cover to write this review.

Great to work with

| | 1 comment Reviewed by Bronwyn Leabourn on 20 February 2018, 13:25 PM

Answered claim straight away. Money was received into my bank account quickly. Great company to dea... Read more

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check Verified Review Bronwyn Leabourn was invited by 1Cover to write this review.
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check Verified Review Tevita Fohe was invited by 1Cover to write this review.

Online was not good, but customer support was okay.

| | 1 comment Reviewed by Tevita Fohe on 20 February 2018, 13:25 PM

The online claim form didn't work because the required drop down fields wouldn't drop down. ... Read more

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check Verified Review Tevita Fohe was invited by 1Cover to write this review.
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check Verified Review Melissa Murray was invited by 1Cover to write this review.

A good claims experience says it all

| | 1 comment Reviewed by Melissa Murray on 20 February 2018, 12:34 PM

We don't like making a claim but sometimes it can happen. The whole experience was hassle free, ... Read more

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check Verified Review Melissa Murray was invited by 1Cover to write this review.
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check Verified Review Judy Masters was invited by 1Cover to write this review.

Claim for lost sunglasses

| | 1 comment Reviewed by Judy Masters on 20 February 2018, 12:34 PM

I lodged my claim and somehow all the information was lost at your end. I then supplied all the requi... Read more

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check Verified Review Judy Masters was invited by 1Cover to write this review.
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check Verified Review Sieu Minh Luong was invited by 1Cover to write this review.

5 STAR

| | 1 comment Reviewed by Sieu Minh Luong on 19 February 2018, 14:32 PM

Have been overseas many times, first time making the claim Have been looked after very well easy to ... Read more

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check Verified Review Sieu Minh Luong was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

<

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

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