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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Value for Money

8.8/10
8.8/10

Claims Experience

8.1/10
8.1/10

Customer Experience

8.8/10
8.8/10
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Surf Camp

Review by Robyn Davey | 15 December 2017, 17:03 PM | 0 comment

Would like to thank 1Cover for their awesome assistance and making my Travel Insurance very easy. The... Read more

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Verified Review Robyn Davey was invited by 1Cover to write this review.

Cost effective

Review by Denzil Manu | 15 December 2017, 17:03 PM | 0 comment

I bought cover for a trip to Thailand and found it very affordable and straight forward. I didn't... Read more

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Verified Review Denzil Manu was invited by 1Cover to write this review.

All good

Review by Christine Leslie | 14 December 2017, 13:35 PM | 0 comment

To date I have yet to file a claim but I always feel happy and secure whenever I travel having your i... Read more

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Verified Review Christine Leslie was invited by 1Cover to write this review.

Health Top Priorty

Review by Robyn Young | 14 December 2017, 13:35 PM | 0 comment

I didn't hesitate to contact a Doctor when I fell ill in Egypt, as I knew from past experience, 1... Read more

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Great Cover for the price

Review by Jeannette Sharp | 11 December 2017, 18:58 PM | 1 comment

Have taken 1 Cover now for several trips to Australia and the United States. Great peace of mind kno... Read more

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Verified Review Jeannette Sharp was invited by 1Cover to write this review.

The only travel insurance for us.

Review by Ray & Sheron Arvidson | 11 December 2017, 18:58 PM | 1 comment

We travel to the USA each year to visit our son.On one of our trips my wife twisted an ankle where sh... Read more

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Verified Review Ray & Sheron Arvidson was invited by 1Cover to write this review.

Good value

Review by Isobel Gibson | 11 December 2017, 18:57 PM | 1 comment

Have used 1Cover twice now, easy to do on line and there is help at hand if you have a question. Neve... Read more

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Verified Review Isobel Gibson was invited by 1Cover to write this review.

Very Easy

Review by Angela Blair | 11 December 2017, 18:57 PM | 1 comment

Very quick and easy to complete. However, as I recommended a friend who also bought insurance from y... Read more

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Verified Review Angela Blair was invited by 1Cover to write this review.

To be able to get this online with in minutes is fa...

Review by Penaia Seniloli | 07 December 2017, 13:28 PM | 1 comment

We have never needed to use our travel insurance, but to know it is there brings such peace of mind. ... Read more

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Verified Review Penaia Seniloli was invited by 1Cover to write this review.

Nice and quick and easy.

Review by Pauleyne Allan | 04 December 2017, 15:18 PM | 1 comment

Three years ago my husband and l booked travel and insurance (1cover) and then found he had cancer an... Read more

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Verified Review Pauleyne Allan was invited by 1Cover to write this review.

Fast Simple & Reasonable

Review by Angela Carney | 04 December 2017, 15:18 PM | 1 comment

I hate filling out forms etc but applying for my travel insurance was an easy fast experience, & ... Read more

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Verified Review Angela Carney was invited by 1Cover to write this review.

Love dealing with 1 cover

Review by Melissa Hannan | 04 December 2017, 15:18 PM | 1 comment

I have been on 3 trips to the USA and always use 1Cover. They always make it so easy and hassle free.... Read more

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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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