1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.6/10

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8.7/10
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Value for Money

8.6/10
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check Verified Review Mark Sayers was invited by 1Cover to write this review.

Always a great price for the cover provided!

| | 1 comment Reviewed by Mark Sayers on 10 March 2020, 17:45 PM

When traveling we always shop around for the best price now that we are on the pension and find that ... Read more

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check Verified Review Mark Sayers was invited by 1Cover to write this review.
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check Verified Review Kevin Cresswell was invited by 1Cover to write this review.

Easy to apply for

| | 1 comment Reviewed by Kevin Cresswell on 06 March 2020, 16:05 PM

Very easy to get cover good pricing, I haven't had to claim let so that's why I can't rat... Read more

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check Verified Review Kevin Cresswell was invited by 1Cover to write this review.
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check Verified Review Natchanon Pingmueang was invited by 1Cover to write this review.

Amazing pre existing medical condition service

| | 1 comment Reviewed by Natchanon Pingmueang on 06 March 2020, 16:05 PM

I have a medical condition and most of the travel insurance companies would automatically decline to ... Read more

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check Verified Review Natchanon Pingmueang was invited by 1Cover to write this review.
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check Verified Review Jennifer Nicol was invited by 1Cover to write this review.

Extension of cover while overseas

| | 1 comment Reviewed by Jennifer Nicol on 06 March 2020, 16:04 PM

I had to extend my cover whilst overseas and had NO trouble doing this as the instructions were clear... Read more

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check Verified Review Jennifer Nicol was invited by 1Cover to write this review.
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check Verified Review SHARON BUTIU was invited by 1Cover to write this review.

The best travel insurance in the world!

| | 1 comment Reviewed by SHARON BUTIU on 06 March 2020, 16:04 PM

I always get 1Cover for all my travel insurances.
For more than 10 years, their customer service... Read more

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check Verified Review SHARON BUTIU was invited by 1Cover to write this review.
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check Verified Review Ursula Wiest Stepien was invited by 1Cover to write this review.

Very good communication

| | 1 comment Reviewed by Ursula Wiest Stepien on 06 March 2020, 16:03 PM

It is the second time that I use them as travel insurance. I didn't have to use it in any of the ... Read more

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check Verified Review Ursula Wiest Stepien was invited by 1Cover to write this review.
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check Verified Review Tracy Finnie was invited by 1Cover to write this review.

Easiest way to arrange travel insurance

| | 1 comment Reviewed by Tracy Finnie on 06 March 2020, 16:03 PM

I only choose 1Cover for my insurance. Easy to arrange. No fuss or bother. Can concentrate on enjoyin... Read more

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check Verified Review Tracy Finnie was invited by 1Cover to write this review.
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check Verified Review Philip Garlick was invited by 1Cover to write this review.

All went well, but then nothing needed.

| | 1 comment Reviewed by Philip Garlick on 06 March 2020, 16:03 PM

Previous experience when a claim was necessary went well so that no other company else really in the ... Read more

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check Verified Review Philip Garlick was invited by 1Cover to write this review.
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check Verified Review Elizabeth Fuge was invited by 1Cover to write this review.

great service

| | 1 comment Reviewed by Elizabeth Fuge on 06 March 2020, 16:03 PM

I have been using one cover for some years now and always received excellent service both on line and... Read more

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check Verified Review Elizabeth Fuge was invited by 1Cover to write this review.
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check Verified Review Raymond James was invited by 1Cover to write this review.

Dont leave home without it

| | 1 comment Reviewed by Raymond James on 06 March 2020, 15:58 PM

Travel Insurance is a must - but at this point in time it will not be of any benefit to us if our ov... Read more

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check Verified Review Raymond James was invited by 1Cover to write this review.
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check Verified Review Shamsher Singh was invited by 1Cover to write this review.

Claim rejected

| | 1 comment Reviewed by Shamsher Singh on 06 March 2020, 15:58 PM

I have GP visits as I was unwell , I claimed it but it was rejected , I understood that we could clai... Read more

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check Verified Review Shamsher Singh was invited by 1Cover to write this review.
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check Verified Review John Martin was invited by 1Cover to write this review.

You do need them

| | 1 comment Reviewed by John Martin on 27 February 2020, 12:47 PM

Great company
Having confidence in a company that they will deliver when you are in trouble. I&#... Read more

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check Verified Review John Martin was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

<

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

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