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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Customer Experience

8.8/10
8.8/10

Claims Experience

8.2/10
8.2/10

Value for Money

8.8/10
8.8/10
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1Cover no. 1

Review by CHRISTOPHER BROWN | 17 October 2017, 17:45 PM | 0 comment

Have used 1 Cover for all recent trips abroad including Islands, UK, Asia and America. Very affordabl... Read more

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Verified Review CHRISTOPHER BROWN was invited by 1Cover to write this review.

Safer is better.

Review by Selaima Tulai | 16 October 2017, 17:01 PM | 0 comment

I was travelling to the States and had to find an insurance cover. It was easy to get it done on line... Read more

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Verified Review Selaima Tulai was invited by 1Cover to write this review.

Needed Help

Review by Sharron Riddick | 16 October 2017, 17:01 PM | 0 comment

While holidaying in Mexico I had my handbag stolen complete with passport, credit cards, money, phone... Read more

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Verified Review Sharron Riddick was invited by 1Cover to write this review.

Safer to be Covered

Review by Eaudelle Oosterwijk | 16 October 2017, 17:04 PM | 0 comment

This is way cheaper than my credit card free cover coz the of the excess on the credit whereas with 1... Read more

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Verified Review Eaudelle Oosterwijk was invited by 1Cover to write this review.

learnt something new this time

Review by Iona Double | 16 October 2017, 17:01 PM | 0 comment

always advise of current injuries, even though u think they are nothing at the time. for us a sore ne... Read more

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Verified Review Iona Double was invited by 1Cover to write this review.

So quick and easy to deal with.

Review by Briearnah Cook | 16 October 2017, 17:04 PM | 0 comment

For peace of mind whilst travelling this is the best/quickest way for me to know I'm safe and cov... Read more

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Verified Review Briearnah Cook was invited by 1Cover to write this review.

Family extremely impressed with 1Cover NZ insurance...

Review by jaqui | 16 October 2017, 17:01 PM | 0 comment

Have had multiple policies over the years with 1Cover Insurance - would not recommend anyone else for... Read more

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Peace of Mind and Trouble Free

Review by Dirkje de Vries-Wood | 16 October 2017, 17:02 PM | 0 comment

THE easiest and most user friendly insurance purchase for a holiday trip I've ever had in my life... Read more

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Verified Review Dirkje de Vries-Wood was invited by 1Cover to write this review.

Extending your insurance while away too expensive

Review by Grant Purdie | 16 October 2017, 17:02 PM | 0 comment

I had a policy that I need to extend for four days to cover my return home as my return home date had... Read more

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Verified Review Grant Purdie was invited by 1Cover to write this review.

Complete Cover

Review by Shelley Stitt | 16 October 2017, 17:04 PM | 0 comment

Fabulous value for money and follow up when we came home from our cruise. Actually asking if we requ... Read more

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Verified Review Shelley Stitt was invited by 1Cover to write this review.

So easy to book!

Review by Roxanne Pringle | 16 October 2017, 17:04 PM | 0 comment

I love how easy it is to book travel insurance with 1Cover. Thankfully I haven't had to make a c... Read more

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Verified Review Roxanne Pringle was invited by 1Cover to write this review.

Ezzy Pezzy Full Cover

Review by Lynette | 16 October 2017, 17:04 PM | 0 comment

I have used for my daughter travelling overseas and now myself. Quick to do and ezzy pezzy. Just go... Read more

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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick pacific, not New Zealand or domestic.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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