Compare Travel Insurance New Zealand

Comparing travel insurance with Compare Travel Insurance is straightforward. Simply enter your trip details – including your destination, travel dates, and the number of travellers – into our free comparison tool to receive quotes from leading New Zealand travel insurance providers in seconds.

You can filter and compare policies side by side based on price, coverage level, and key features, making it easy to find a policy that suits your needs and budget. Once you’ve found the right cover, you’ll be directed straight to the insurer’s website to complete your purchase at their direct price, with no hidden fees.

The best travel insurance policydepends entirely on your trip and personal circumstances. A backpacker travelling on a tight budget may only require basic medical cover, while a traveller with significant pre-paid expenses or pre-existing medical conditions may be better served by a fully comprehensive policy.

There is no single best travel insurance for every Kiwi, but finding the right fit is straightforward when you use our comparison tool to evaluate prices and coverage side by side. You can also read verified customer reviews on Compare Travel Insurance to gain insight into each insurer’s claims experience and customer service track record.

Comprehensive travel insurance is the highest level of cover available and typically includes overseas medical and hospitalisation expenses, emergency repatriation to New Zealand, cancellation and trip disruption benefits for unforeseen events, lost, stolen or damaged luggage and personal belongings, and personal liability cover.vSome comprehensive policies also offer additional benefits such as rental vehicle excess cover, travel delay allowances, and cover for adventurous activities.

Travel insurance is one of the smartest investments a New Zealand traveller can make. A single overseas medical emergency can result in bills exceeding $100,000, and that’s before factoring in the cost of emergency repatriation, trip cancellation, or lost belongings.

While no one expects things to go wrong, travel insurance ensures that if they do, you won’t be left facing significant financial hardship. Even a basic policy provides a meaningful safety net, and with comprehensive cover available at competitive prices, it’s a small price to pay for significant peace of mind.

If you're a New Zealand resident, a domestic policy covers you for cancellations, luggage cover and often rental vehicle excess, but as you're covered by Medicare, medical coverage is not included. International visitors to New Zealand are currently not required to have travel insurance by law, but it is highly recommended to protect you from eye-watering medical bills and more.