TINZ Travel Insurance Reviews

TINZ want you to enjoy the ride without the worry - because life’s a trip. They have three different levels of cover to choose from to suit your trip, plus they cover for terrorism, high value items, winter sports, cruises and much more. Policies are available to those of any age. Dependents under 21 years of age travel for free. 24/7 emergency assistance no matter where you are in the world. Underwritten by Certain underwriters at Lloyd's.

Overall rating 8.6/10

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Good value for money

Review by Hilary | 21 May 2019, 12:45 PM | 1 comment Reviewed by Hilary on 21 May 2019, 12:45 PM

I always use TINZ for our travel insurance, you get more cover than a lot of other policies and it us... Read more

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check Verified Review Geoffrey Langham was invited by TINZ to write this review.

All great apart from upon my return to NZ after accident

Review by Geoffrey Langham | 21 May 2019, 12:45 PM | 1 comment Reviewed by Geoffrey Langham on 21 May 2019, 12:45 PM

I had amazing support and help overseas following an injury accident but person i dealt with when i r... Read more

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check Verified Review Geoffrey Langham was invited by TINZ to write this review.
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check Verified Review Ernistus Visser was invited by TINZ to write this review.

Easy to work with with and a really no hustle payment

Review by Ernistus Visser | 17 May 2019, 12:58 PM | 1 comment Reviewed by Ernistus Visser on 17 May 2019, 12:58 PM

Really easy to get the insurance and when I came back from holiday, there was some damage to a specif... Read more

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check Verified Review Ernistus Visser was invited by TINZ to write this review.
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Don’t use anyone else

Review by Doleena Shelford | 16 May 2019, 14:10 PM | 1 comment Reviewed by Doleena Shelford on 16 May 2019, 14:10 PM

I’ve always used TINZ as they are easy to use and good value for money. I’ve claimed once which was a... Read more

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Rapid settlement

Review by Wren Green | 16 May 2019, 14:09 PM | 1 comment Reviewed by Wren Green on 16 May 2019, 14:09 PM

I had two claims submitted after a recent trip to Bali, one for medical and one for camera damage. Bo... Read more

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Very easy to apply

Review by carol.mm | 15 May 2019, 13:27 PM | 1 comment Reviewed by carol.mm on 15 May 2019, 13:27 PM

Didn't have any issues so no claim was made. The online application is easy and very good. I wi... Read more

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check Verified Review Janet Holst was invited by TINZ to write this review.

Happy Traveller

Review by Janet Holst | 02 May 2019, 16:20 PM | 1 comment Reviewed by Janet Holst on 02 May 2019, 16:20 PM

My (Medical) claim on a previous trip was handled quickly and kindly and I decided to stay with TINZ ... Read more

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check Verified Review Janet Holst was invited by TINZ to write this review.
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All good at this stage, no need for any claim

Review by Allan Koller | 29 April 2019, 15:35 PM | 1 comment Reviewed by Allan Koller on 29 April 2019, 15:35 PM

Fortunately we have not needed to claim for anything at this stage. We were pleased we had insurance ... Read more

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Always wonderfull

Review by Ursula Minnaar | 15 April 2019, 12:09 PM | 1 comment Reviewed by Ursula Minnaar on 15 April 2019, 12:09 PM

This is the second time I took out insurance from tinz. This time we did not need to claim anything b... Read more

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check Verified Review Emma was invited by TINZ to write this review.

Fantastic Service Every Time

Review by Emma | 11 April 2019, 12:51 PM | 1 comment Reviewed by Emma on 11 April 2019, 12:51 PM

TINZ always makes me feel like i am safe with them.4 times I have travelled with TINZ beside me and t... Read more

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check Verified Review Emma was invited by TINZ to write this review.
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Great to get cover for pre existing medical problems.

Review by Maxine Hale | 09 April 2019, 16:50 PM | 1 comment Reviewed by Maxine Hale on 09 April 2019, 16:50 PM

To finally find a travel insurance that will cover pre-existing but under control medical problems wa... Read more

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Quick and fair

Review by Elderly Kiwis | 08 April 2019, 11:56 AM | 1 comment Reviewed by Elderly Kiwis on 08 April 2019, 11:56 AM

We are both elderly and have pre exisiting conditions but which are well controlled. The consultant w... Read more

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TINZ FAQ's

How many people can I include in my policy?

The more the merrier right? TINZ insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick Pacific as you're not covered by your usual health insurance when you're out at sea even if you are still technically in NZ.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. TINZ will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes, at payment time you can pay to double your excess which decreases the cost of your premium. 

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

No, TINZ doesn’t provide protection from insolvency.

I'm not an New Zealand resident- can I buy cover?

No, policies are only available to New Zealand residents.

What size moped or motorbike am I covered to ride overseas?

TINZ will cover you for any engine size you ride as long as you’re insured to do so in Nez Zealand. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

You can purchase a single policy up to 18 months in duration.

Can I extend my policy?

Having too much fun? No problems! You can extend your policy. Just give them a call on 0800 699 070 within New Zealand or +(64) 9 913 2361 from overseas.

Do they cover for my rental vehicle excess?

With TINZ you can rent a car without stressing about the possibility of any potential damages. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.

Who underwrites them?

TINZ travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, TINZ issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Auckland!

FOUR FAST FACTS

age limit
No age limit
age limit
Under 65
multi trip duration
90 days
luggage cover
$1,000 per item limit
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