Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Many people forget to buy domestic travel insurance when they travel around New Zealand but being covered at home is just as important as being covered overseas.
New Zealand is one big place and there is just as much to see and do here as there is going abroad. Assuming you're covered by public health care, you don't need to worry about your health but there are still plenty of good reasons to buy travel insurance for trips around NZ.
Lost luggage, damage to a rental car, flight delays and cancellations and theft are all situations that could quickly put a downer on any domestic trip. Our guide helps to explain everything there is to know about cover for your holiday-at-home!
The following table shows cover levels of comprehensive domestic travel insurance quotes.
Sometimes trips just don't go to plan! Domestic cancellation benefits cover the cost of rearranging or cancelling your trip because of unforeseen circumstances like illness, accidents & extreme weather. Cover starts from the day you buy your policy not when your trip starts :)
It's a real pain in the butt when your stuff is lost, stolen or doesn't show up. At least if disasters happens on your holiday at home your policy will replace or reimbuirse you for your baggage and personal items if they disappear or are damaged.
Bummer, your interstate flight is delayed, now what!? If your transport is postponed due to an unforeseen reason, your out-of-pocket accommodation, meals, and transport costs would be covered until you get back-on-track.
Hiring a car? Did you know domestic travel insurance often includes your rental vehicle excess should you have a ding or your hire car is stolen? Don’t take up the expensive collision damage waiver with your rental company, get cover with your domestic policy for a fraction of the cost.
It's always a worry going on holiday leaving loved ones behind. Never fear, should a close relative, or the person you’re travelling with become seriously ill, injured or heaven-forbid die, your travel expenses would be claimable. Restrictions can apply for relatives age, medical conditions and where they live.
A lawsuit would certainly put a dampender on your dream holiday. Relax as you're covered in the event that you are found to be legally liable for accidental injury or damage you may have caused to another person or their property whilst on your trip.
Too many Kiwi's go on holidays at home without thinking they need travel insurance, when they do! Here’s why!
New Zealand is a big place! Going from one side to the other will set you back significantly. If a family emergency stopped you from going on your trip, or your flight was cancelled, would you have enough money to pay for another flight?
Floods, storms, hurracaines don't just happen overseas, they happen here too. Should a severe weather event affect your trip, your domestic cover will reimburse you for any out-of-pocket expenses. Phew!
Booked flights to see your favourite popstar or sporting team perform? In the event that your flight to that big event is cancelled or delayed domestic travel insurance will help you get there on time.
Loss, theft or damage to your prized possessions can be a common, yet gut-wrenching experience. Don't worry, if your personal belongings go AWOL the right policy will pay to replace or repair them. Woop!
Many holidays are hassle free but a reasonable domestic policy is a small price to pay to cover your holiday at home. You wouldn’t travel overseas without cover, so don’t travel around New Zealand without it either.
When you buy domestic cover, you are purchasing a policy for the whole of New Zealand. Create a quote to start comparing prices and features.
When you go on a cruise in New Zealand waters, in most cases it’s required for you to purchase a Pacific policy. This is because visiting the doctor onboard the ship is charged at private/international rates. You’ll also need a Pacific policy to be covered for helicopter rescue off the ship. Some companies still allow you to purchase a domestic plan, but you’ll need to add-on a cruise pack in order to be covered from ship-to-shore.
Rental vehicle excess is the amount that you would have to pay in the event that your rental vehicle is stolen or damaged, while in your care. Many people buy domestic travel insurance for this benefit alone as it is far cheaper to buy a travel insurance policy, including cover for your hire car than it is buying excess cover direct from your rental company.
Some Kiwi companies offer “Visitors Travel Insurance” as it is known. You may be required to purchase the policy before the friends or relatives arrive in New Zealand and waiting periods may reply. See more about visitors cover here.
Yes, in most cases, if a loved one is unexpectedly hospitalised or passes away and you need to return home early, your domestic cover will pay to get you there.
In most cases you’ll need to purchase some sort of ski or adventure pack in order to be covered for skiing or snowboarding within New Zealand. You should also consider whether ambulance costs would be covered should you need evacuating off a mountain. Speak to your chosen insurer to check if emergency evacuation benefits ae included in their domestic snow pack.
Are you in favour of a frequent city break? Whether it's Auckland, Christchurch or Wellington you might benefit from a multi-trip policy designed for frequent domestic travellers. If you have more than two trips planned within a 12 month period an annual travel insurance policy can be significantly cheaper than purchasing a single trip policy each time you travel.
Are you visiting New Zealand from overseas? Or need to arrange travel insurance for friends or family visiting you? Get travel insurance for visitors to New Zealand today!
Heading on an adventure with no return date? Get one way travel insurance for your trip. Find out who you can buy it from right here.
Are you living in New Zealand on a temporary visa and planning a trip overseas? We've done the hard work for you. 15 out of 20 insurers offer travel insurance to non-residents. Yippee
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