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Compare non-resident travel insurance

Are you a non-resident living in New Zealand on a temporary visa? It's important to realise that not all New Zealand travel insurers will cover non-residents automatically.

Luckily for you we’ve done the hard yards and found seven travel insurers that offer cover. Woo hoo!

Who offers cover to non-residents?





1Cover non-residents tick You must be:
a) Working full time and paying tax in NZ
b) Travelling in and out of NZ on the same visa
c) Have a working visa that is valid for more than two years
DUInsure non-residents tick Plan F: Non-Residents Out Bound will cover non residents on a one way trip back to their home country.  BUY
Columbus Direct tick Available to visitors/non residents given you have lived in NZ for 3 months or more. BUY
Covermore tick Plan 'I' for travel only within NZ. Maximum 12 months cover. BUY
Southern Cross visiting NZ tick Cover for those on Working Holiday or Guardian visas. No cover for pre-existing medical conditions. BUY 
Travel Insurance Cover - QBE discover NZ tick Available to those under 60 years of age for travel within NZ. No cover for pre-existing medical conditions. Cover must be purchase before arrival. BUY 
TINZ tick You must be:
a) Working full time and paying tax in NZ
b) Travelling in and out of NZ on the same visa
c) Have a working visa that is valid for more than two years
Webjet cancellation protection tick Plan E 'Trip cancellation and luggage protection. Only available if you buy before your holiday starts in NZ. BUY

Remember each insurer will have slightly different benefits so make sure you understand your cover by reading the Product Disclosure Statement before you buy.

Inbound visitors travel insurance

Have you got visitors coming to visit you in New Zealand from overseas? Find out more information about visitors travel insurance here.

Reciprocal health agreements

You never know you might be eligible for health care in New Zealand already. New Zealand has reciprocal health agreements with Australia and the United Kingdom. For more information you should visit:


Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!


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