Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Shortcuts can make life simpler, but what if taking the quickest route possible meant losing out on a tonne of benefits?
Buying travel insurance from your travel agent or airline is a bit like getting dental advice from your G.P. You wouldn’t schedule a filling with your doctor so why would you buy travel insurance from an agent lacking in insurance expertise? If you’re looking for specialised information that really fits the bill, it’s best to speak directly to your travel insurer.
Did you know travel agents and airlines can charge you up to 50% in commission fees when buying travel insurance? Buying direct means bigger savings for your holiday!
Did you know buying directly from your insurer is more secure than through an agent or travel company? Agents may not always have back up in the event of bankruptcy, whereas all quality insurance companies in Australia are underwritten by a reputable insurance bodies like Allianz Australia Insurance Limited IAG Insurance Limited or QBE Insurance Limited.
Did you know travel agents and airlines may sell you a policy that earns them a higher commission but doesn’t suit your specific needs? Buying directly ensures you get all the cover you require with no unnecessary extras.
Did you know buying direct gives you access to all the relevant information you need? On the other hand travel agents lack the insurance expertise can’t provide you with the important policy advice you’ll need when looking for cover.
Did you know travel agents only have relationships with a limited number of insurers meaning you miss out on a wider variety of products to choose from?
Although it might seem convenient to buy your insurance at the same time as booking flights and accommodation, you’re paying almost double for the privilege. Don’t just buy the first policy offered to you, shop around, compare policies, and find a great policy online.
Comparison sites are a great way to compare many policies in one place, helping you to find the right policy for your holiday.
|1Cover||Certain Underwriters of Lloyds||Unlimited||Unlimited||$15,000||Go To Insurer|
|Amex||Chubb Insurance New Zealand Ltd||Unlimited||Unlimited||$15,000||Go To Insurer|
|Columbus Direct||Certain Underwriters of Lloyds||$25,000,000||$20,000||$10,000||Go To Insurer|
|Cover-more||Great Lakes Reinsurance||Unlimited||Unlimited||$25,000|
|DUinsure||Certain Underwriters of Lloyds||Unlimited||Unlimited||$7,500||Go To Insurer|
|NZ Travel Insurance||Allianz Australia Insurance Limited||Unlimited||$25,000||$10,000||Go To Insurer|
|STA Travel||Allianz Australia Insurance Limited||Unlimited||Unlimited||$12,000|
|Southern Cross Travel Insurance||Southern Cross Benefits Limited Trading||Unlimited||$50,000||$25,000|
|State Travel Insurance||Great Lakes Reinsurance||Unlimited||Optional||$25,000|
|TINZ||Certain Underwriters of Lloyds||Unlimited||Unlimited||$25,000||Go To Insurer|
|Travel Insurance Direct||Certain Underwriters of Lloyds||Unlimited||Unlimited||$12,000|
|Webjet||Allianz Australia Insurance Limited||Unlimited||Unlimited||$5,000||Go To Insurer|
|Worldcare||Allianz Australia Insurance Limited||Unlimited||$100,000||$15,000|
|Zoom Travel Insurance||Certain Underwriters of Lloyds||Unlimited||Unlimited||$7,500||Go To Insurer|
The table above shows the listed insurer's most comprehensive policy - international trips only **
General dvice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances