Oh Buoy! It’s easy to sea why more and more New Zealanders are choosing to sail on their holidays. Sailing or yachting can be a spectacular way to experience and explore the scenic waters of your surrounding area.
If you are planning on setting sail in open waters it's important to know that cover varies a lot between providers.
Most travel insurance policies in New Zealand exclude sailing unless it is within a short distance of the coastline. However, with a growing demand for policies to cover sailing in international waters and amateur competitive sailing a few insurers have updated their policies! (Aboat time too)!
Don't wreck your trip!
Make sure your chosen insurer covers your watery trip by comparing sailing travel insurance cover below.
|1Cover NZ||Cover for 10 nautical miles or less off any land mass|
|American Express||Not mentioned in PDS|
|AA||Not mentioned in PDS|
|Aon||Partnered with Vero Marine, Aon's insurance covers your boat, trailer and equipment throughout New Zealand, whilst travelling on land, on the water and whilst racing. yachtingnz.org.nz/racing/insurance|
Cover for inshore sailing (within 20 km)
|Covermore||Provided you are not travelling in international waters in a private sailing vessel or a privately registered vessel|
|Downunder||Cover for 10 nautical miles or less off any land mass|
|NZ Travel Insurance||Not mentioned in PDS|
|State||No cover for sailing in international waters in a private sailing vessel or a privately registered vessel|
|STA travel||No cover for sailing in international waters in a private sailing vessel or a privately registered vessel|
|Southern Cross||Not mentioned in PDS|
|TID||Not mentioned in PDS|
|TINZ||Cover for 10 nautical miles or less off any land mass, as long as you are not racing and within territorial waters|
|Tower||Not mentioned in PDS|
|Webjet||Cover for 10 nautical miles or less off any land mass|
|Worldcare||Provided you are not open water yachting more than 25 nautical miles off any land mass|
|World Nomads||Cover type 1 includes sailing up to 3 nautical miles or less. Cover type 2 includes racing and sailing in international waters|
Don't rock the boat baby
Remember that what each policy does and does not cover varies hugely between insurers so it is important to read the policy document before purchasing if you’re unsure. If you have a watery activity planned that didn’t get a mention, it may have slipped under their radar or it may not be covered. Be sure to contact your insurer to check if all your planned activities are covered.
So water you waiting for?
Whether you’re a cadet eager to make your first serious trip into the big blue beyond or an experienced sailor venturing out of Kiwi waters on a regular basis, smart sailers will always spend time doing a travel insurance comparison. Our site compares a platoon of reputable insurers with policies that cover you whilst on a cruising the seas. Water you waiting for? Compare sailing travel insurance today!