Oh Buoy! It’s easy to sea why more and more New Zealanders are choosing to sail on their holidays. Sailing or yachting can be a spectacular way to experience and explore the scenic waters of your surrounding area.
If you are planning on setting sail in open waters it's important to know that cover varies a lot between providers.
Most travel insurance policies in New Zealand exclude sailing unless it is within a short distance of the coastline. However, with a growing demand for policies to cover sailing in international waters and amateur competitive sailing a few insurers have updated their policies! (Aboat time too)!
Don't wreck your trip!
Make sure your chosen insurer covers your watery trip by comparing sailing travel insurance cover below.
|1Cover NZ||Cover for 10 nautical miles or less off any land mass.|
|American Express||No specific cover for sailing mentioned in PDS.|
|AA||Cover for 25 nautical miles or less from the mainland.|
|Covermore||No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.|
|Downunder||Cover for 10 nautical miles or less off any land mass .|
|NZ Travel Insurance||Cover for 25 nautical miles or less from the mainland.|
|State||No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.|
|STA travel||No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.|
|Southern Cross||Cover for sailing up to 12 nautical miles or 22.2km away from populated land.|
|TID||No specific cover for sailing mentioned in PDS.|
|TINZ||Cover for 10 nautical miles or less off any land mass, as long as you are not racing and within territorial waters.|
|Tower||Cover for 25 nautical miles or less from the mainland.|
|Webjet||Cover for 15 nautical miles or less off any land mass with the Adventure Pack add on.|
|Worldcare||Cover for 25 nautical miles or more from the mainland.|
|World Nomads||Level 1: inland or coastal waters within 3 nautical miles. Level 2: beyond 3 nautical miles.|
|Zoom||Cover for 15 nautical miles off any land mass, but not racing. With the Adventure Pack add on.|
Don't rock the boat baby
Remember that what each policy does and does not cover varies hugely between insurers so it is important to read the policy document before purchasing if you’re unsure. If you have a watery activity planned that didn’t get a mention, it may have slipped under their radar or it may not be covered. Be sure to contact your insurer to check if all your planned activities are covered.
So water you waiting for?
Whether you’re a cadet eager to make your first serious trip into the big blue beyond or an experienced sailor venturing out of Kiwi waters on a regular basis, smart sailers will always spend time doing a travel insurance comparison. Our site compares a platoon of reputable insurers with policies that cover you whilst on a cruising the seas. Water you waiting for? Compare sailing travel insurance today!