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Sailing travel insurance guide

Oh Buoy! It’s easy to sea why more and more New Zealanders are choosing to sail on their holidays. Sailing or yachting can be a spectacular way to experience and explore the scenic waters of your surrounding area.

If you are planning on setting sail in open waters it's important to know that cover varies a lot between providers.

Most travel insurance policies in New Zealand exclude sailing unless it is within a short distance of the coastline. However, with a growing demand for policies to cover sailing in international waters and amateur competitive sailing a few insurers have updated their policies! (Aboat time too)!

Don't wreck your trip!

Make sure your chosen insurer covers your watery trip by comparing sailing travel insurance cover below. 

Insurer

Covered?

Conditions

1Cover NZ Cover for 10 nautical miles or less off any land mass
American Express Not mentioned in PDS
AA Not mentioned in PDS
Aon Partnered with Vero Marine, Aon's insurance covers your boat, trailer and equipment throughout New Zealand, whilst travelling on land, on the water and whilst racing. yachtingnz.org.nz/racing/insurance
Columbus Direct

Cover for inshore sailing (within 20 km)

Covermore Provided you are not travelling in international waters in a private sailing vessel or a privately registered vessel
Downunder Cover for 10 nautical miles or less off any land mass 
NZ Travel Insurance Not mentioned in PDS
State No cover for sailing in international waters in a private sailing vessel or a privately registered vessel
STA travel No cover for sailing in international waters in a private sailing vessel or a privately registered vessel
Southern Cross Not mentioned in PDS
TID Not mentioned in PDS
TINZ Cover for 10 nautical miles or less off any land mass, as long as you are not racing and within territorial waters
Tower Not mentioned in PDS
Webjet Cover for 10 nautical miles or less off any land mass 
Worldcare Provided you are not open water yachting more than 25 nautical miles off any land mass
World Nomads Cover type 1 includes sailing up to 3 nautical miles or less. Cover type 2 includes racing and sailing in international waters

Don't rock the boat baby

Remember that what each policy does and does not cover varies hugely between insurers so it is important to read the policy document before purchasing if you’re unsure.  If you have a watery activity planned that didn’t get a mention, it may have slipped under their radar or it may not be covered.  Be sure to contact your insurer to check if all your planned activities are covered.

So water you waiting for?

Whether you’re a cadet eager to make your first serious trip into the big blue beyond or an experienced sailor venturing out of Kiwi waters on a regular basis, smart sailers will always spend time doing a travel insurance comparison. Our site compares a platoon of reputable insurers with policies that cover you whilst on a cruising the seas. Water you waiting for? Compare sailing travel insurance today!

TRAVEL INSURANCE EXTRAORDINAIRE AT YOUR SERVICE

Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!

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