Compare Travel InsuranceTravel Insurance TipsSailing travel insurance guide

Sailing travel insurance guide

Oh Buoy! It’s easy to sea why more and more New Zealanders are choosing to sail on their holidays. Sailing or yachting can be a spectacular way to experience and explore the scenic waters of your surrounding area.

If you are planning on setting sail in open waters it's important to know that cover varies a lot between providers.

Most travel insurance policies in New Zealand exclude sailing unless it is within a short distance of the coastline. However, with a growing demand for policies to cover sailing in international waters and amateur competitive sailing a few insurers have updated their policies! (Aboat time too)!

Don't wreck your trip!

Make sure your chosen insurer covers your watery trip by comparing sailing travel insurance cover below. 

Insurer

Covered?

Conditions

1Cover NZ Cover for 10 nautical miles or less off any land mass.
American Express No specific cover for sailing mentioned in PDS.
AA Cover for 25 nautical miles or less from the mainland.
Covermore No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.
Downunder Cover for 10 nautical miles or less off any land mass .
NZ Travel Insurance Cover for 25 nautical miles or less from the mainland.
State No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.
STA travel No cover for sailing in international waters in a private sailing vessel or a privately registered vessel.
Southern Cross Cover for sailing up to 12 nautical miles or 22.2km away from populated land.
TID No specific cover for sailing mentioned in PDS.
TINZ Cover for 10 nautical miles or less off any land mass, as long as you are not racing and within territorial waters.
Tower Cover for 25 nautical miles or less from the mainland.
Webjet Cover for 15 nautical miles or less off any land mass with the Adventure Pack add on. 
Worldcare Cover for 25 nautical miles or more from the mainland.
World Nomads Level 1: inland or coastal waters within 3 nautical miles. Level 2: beyond 3 nautical miles.
Zoom Cover for 15 nautical miles off any land mass, but not racing. With the Adventure Pack add on.

Don't rock the boat baby

Remember that what each policy does and does not cover varies hugely between insurers so it is important to read the policy document before purchasing if you’re unsure.  If you have a watery activity planned that didn’t get a mention, it may have slipped under their radar or it may not be covered.  Be sure to contact your insurer to check if all your planned activities are covered.

So water you waiting for?

Whether you’re a cadet eager to make your first serious trip into the big blue beyond or an experienced sailor venturing out of Kiwi waters on a regular basis, smart sailers will always spend time doing a travel insurance comparison. Our site compares a platoon of reputable insurers with policies that cover you whilst on a cruising the seas. Water you waiting for? Compare sailing travel insurance today!

TRAVEL INSURANCE EXTRAORDINAIRE AT YOUR SERVICE

Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!

ASK ME A QUESTION:

Ask Eugene travel insurance geek extraordinaire anything

Other Articles You Might Like

Compare Cruise Travel Insurance And Save Heaps!

Health care costs on board or outside of the country are very expensive. It's essential to get travel insurance even if you're cruising local coastal waters. 

Read more
Travel Insurance and terrorism

Plenty of confusion surrounds travel insurance as it relates to terrorism. Read on to find out whether travel insurance will cover an act of terrorism.

Read more
Cruising By The Numbers Infographic | Stats of the Sea Ahoy fellow sailors! Cruise travel is continuing to swell in popularity with no sign of slowing down! From luxury liners to cost-friendly cruisers there’s a style for every seafarer. If you’re preparing a voyage on your next vacation hop on board for some high-seas fun facts… Read more
Our travel insurance comparison helps you save time, worry and loads of money!