CTI Verdict
Tower is one of New Zealand’s most established home-grown insurers, offering solid coverage across international and domestic trips at competitive prices. Just be aware that the more affordable Essentials plan caps overseas medical cover at $250,000 (significantly lower than most competitors) so it’s worth checking which plan suits your needs before buying.
easy application to complete on line,with competive premium<br/>had to make a claim for medical condition which tower payed out within days of the claim being submitted great to have a positive experience