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Travel Insurance Guides

Expert travel insurance guides covering destinations, medical conditions, claims & more.

Travel Insurance Guides

More guides

Travel Tips

Is travel insurance compulsory?

Some countries require travel insurance by law while others don’t. Find out where it’s compulsory, whether you need it anyway, and when to buy.

Sep 3, 2026
Travel Tips

Can You Have Two Travel Insurance Policies?

Yes, you can have two travel insurance policies. Here’s how dual insurance works, why travellers do it, and what happens if you claim on both.

Aug 11, 2026
Destinations

Do New Zealanders need a Schengen visa?

Planning a Europe trip? Here’s when Kiwis need a Schengen visa, what it costs, and the new EU border rules worth knowing before you fly.

Aug 11, 2026
Safety

Travel Insurance for Do Not Travel Countries

Travelling to a Do Not Travel country? Find out what travel insurance actually covers, whether you can buy a policy, and what’s excluded before you go.

Aug 11, 2026
Activities

Climbing & Trekking Insurance Guide

Do you yearn for adventure? Trekking and climbing holidays need proper trekking travel insurance! Compare quotes and save today!

Jun 1, 2026
Activities

Cycling travel insurance essential guide

Taking out cycling travel insurance doesn't have to give you whiplash. Our guide to bike travel insurance helps you gear up for the ride of your life!

May 20, 2026
Medical

Does travel insurance cover coronavirus?

Many New Zealand travel insurers have exclusions in relation to epidemics. If you’re questioning your travel safety or simply want to know more about cover, read on.

Mar 4, 2020
Medical

Travel insurance and mental health cover

Find out how mental health conditions may affect your cover, what you may need to disclose, and how different insurers assess applications.

Dec 2, 2019
Claims

Does Travel Insurance Cover Insolvency?

Travel service provider insolvency: what it means, why most policies exclude it, and what you can do to protect yourself if a provider collapses.

Sep 6, 2019
Claims

Does travel insurance cover visa refusal?

Are you visiting a country that requires a travel visa? What would happen to your prepaid flights and accommodation if your visa was denied, or didn’t arrive?

Sep 6, 2019
Medical

Finding Travel Insurance When You Have Cancer

Buying travel insurance when you have cancer is tricky, but not impossible. We tell you which policy covers you for cancer along with some helpful travel tips.

Sep 6, 2019
Medical

Travel Insurance and peanut allergies

Living with a peanut allergy can make travel trickier, but with some forward planning and travel insurance, you can still explore the world with confidence.

Sep 6, 2019
Claims

Travel insurance claims

Travel insurance claims cannot be rushed so do your homework when making your claim. Here's advice from us on what to do, to ensure your claim isn't denied.

Sep 6, 2019
Medical

Travel Insurance When You Have Anaphylaxis

Having anaphylaxis doesn't mean you can't travel. Learn how to prepare for your trip and understand your travel insurance when travelling with severe allergies.

Sep 6, 2019
Travel Tips

Already Overseas Travel Insurance

Going overseas without travel insurance is a no-no. Luckily a select few insurers will cover you once you’re already away.

Aug 16, 2019
Claims

Travel Insurance & high value items

Looking to insure some high cost items whilst you travel? Find out which policies cover you for cameras, smartphones, laptops, jewellery and more.

Jul 26, 2019
Activities

Sailing Travel Insurance

A clear guide to sailing travel insurance: distance limits, open water cover, and which NZ insurers offer it.

Jul 23, 2019
Claims

Travel Insurance And Jewellery

Planning to travel with some bling? Did you know that most travel insurers won't cover high-cost jewellery? Find out more in our guide.

Jul 16, 2019
Medical

Travel Insurance & Disability Guide

Holidaying with a disability can come with a few extra challenges, but it shouldn’t stop you from getting out there, exploring and seeing the sights.

Jun 24, 2019
Travel Tips

What Is Fully Comprehensive Travel Insurance?

Comprehensive travel insurance covers medical costs, cancellations, lost luggage and more. Learn how it differs from basic cover and if it’s worth it.

Jun 24, 2019
Safety

Tsunamis & Travel Insurance

Don’t let a Tsunami put a dampener on your holiday! Making sure you’ve got solid travel insurance can be the first step in managing a natural disaster.

Apr 18, 2019
Seniors

Choosing the best seniors travel insurance

Best Seniors Travel Insurance: Use our site to compare senior friendly cover for your holiday. Get protection for pre-existing medical conditions and more!

Apr 17, 2019

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About our guides and editorial standards

Our content is designed to help Kiwi travellers compare cover so they can travel with confidence.

  • Team of subject-matter experts: CoverDirect carefully considers potential researchers and content writers. All content is created and reviewed by qualified writers, editors and subject-matter experts.
  • Fact-checked: Every guide undergoes editorial review and is fact-checked against current insurer policies at the time of writing.
  • Updated regularly: Content is routinely reviewed by a team of finance professionals or fact-checked by professional journalists to ensure accuracy. Last updated dates are visible on each guide; major policy changes trigger immediate updates.
  • Real customer insights: Our guides are informed by the questions and concerns we hear from real customers, helping us focus on the topics that matter most to Kiwi travellers.
  • References, sources and citations: Our references are thoroughly researched with key information supported by reliable, authoritative sources. We cite our sources throughout our guides and regularly review content to ensure the information remains accurate, relevant and up to date.
  • Updated August 2026