Compare Travel InsuranceCheap Travel InsuranceCheap travel insurance

Cheap travel insurance

Cheap travel insurance - great cover doesn't have to cost the earth!

When paying for an expensive trip overseas, travel insurance is often an additional cost we could do without. But finding great cover really doesn't have to cost the earth.

Doing your comparison online provides some of the best deals fast. Our site allows you to compare cheap policies based on levels of cover and price.

What level of cover do I need?

Most insurers offer at least two or three policies with varying levels of cover to cater for all budgets and requirements. Through evaluating the options of cover available, you'll be able to save money. Typically they're broken down into Basic, Standard and Comprehensive or sometimes along the lines of Bronze, Silver, Gold and Platinum.

Aimed at budget-minded travellers, 'basic cover' provides cheap travel insurance cover for the essentials such as Overseas Emergency Medical and Hospital Expenses, Personal Liability and sometimes cover for Personal Belongings and Luggage. This cover is typically suited to a backpacker or a traveller who is packing lightly.

'Standard travel insurance' is a mid-range plan that will usually cover you for all the essentials above with higher cover levels and some extra benefits such as reimbursement for cancellation and lost deposits, travel delay, travel documents and travellers cheques and permanent disability.

'Comprehensive cover' is the most popular and offers high-end coverage with higher cover limits. It often includes accidental death, car rental excess and domestic services or home help.

Compare and buy online to save

In New Zealand, there are a number of reputable insurers that sell solely online. These companies don't have to pay for large office spaces and call centre staff and offer the same level of cover at cheaper prices. Online only insurers include Travel Insurance Direct and Southern Cross Travel Insurance.

Naturally, not every traveller is seeking the same sort of cover so it important to consider your needs and compare relevant policies. Be that travel as a group, as a backpacker, seniors, long or short trip, ski or other.

In addition to cost savings, purchasing online has the convenience of allowing you to purchase your policy anytime - 2:00am if needs be, purchase at the last minute, and even renew while you're away.

Buying direct versus the travel agent: what you need to know!

It may come as a surprise to hear, but there can be a massive difference in the cost of your insurance if you buy direct from an insurance provider.

Buying from a travel agent will often mean added costs and that’s less money for you to spend on your trip away! Purchasind directly through a comparison is usually cheaper because there are no 'middle man' fees attached.

When it comes to value: Who offers the most cover at the best price?

  • Basic cover: If you’re looking for real low cost cover 1Cover's basic policy at $83 is the cheapest basic policy on our site and covers unlimited medical and $5 million personal liability only. With excess at $100.

  • Mid-range: Columbus Direct's standard policy offers decent cover at a good price of just $94. This includes $12.5 million medical, $10 cancellation, unlimited cancellation, $6,000 luggage, $2.5 million personal liability. The excess is $250.
  • Comprehensive: Webjet's comprehensive policy at $116.13 offers a good level of cover with a low excess of $100. Their policy includes unlimited medical, unlimited cancellation, $5 million personal liability, $5,000 luggage, $25,000 accidental death, $5,000 hospital cash, $25,000 personal disability, $5,000 for travel documents and $50,000 travel expenses.

*Worldwide, 2 week single trip, traveller aged 30.
**All prices accurate at time of writing June 2015.

It all makes dollars and cents

To save you time (and money!) we’ve done the hard work for you! At comparetravelinsurance.co.nz you can compare key policy features from heaps of insurers so you get to choose from the pick of the bunch. By ranking the quote results by cover benefits you’ll get the cover you want at the best price. Or in other words, cheap travel insurance!

Everyone loves a bargain and wants to save on their travel insurance, but remember that the cheapest policy isn't always the best deal. Read our tips on how to save on travel insurance.

Save time, worry and loads of money when you compare cheap travel insurance now!

TRAVEL INSURANCE EXTRAORDINAIRE AT YOUR SERVICE

Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!

ASK ME A QUESTION:

Ask Eugene travel insurance geek extraordinaire anything

Other Articles You Might Like

How to save on travel insurance | Compare Travel Insurance

Want travel insurance quotes at picture perfect prices? Our penny pinching tips can help you save a packet!

Read more
Save with an Annual Travel Insurance Policy - Compare Quotes

For one payment you can travel as often as you like in a year. That means all the benefits of comprehensive cover, for multiple trips. Yippee!

Read more
Save when you buy travel insurance direct

Although it might seem convenient to buy your insurance at the same time as booking flights and accommodation, you’re paying almost double for the privilege.

Read more
Our travel insurance comparison helps you save time, worry and loads of money!