Cheap travel insurance - great cover doesn't have to cost the earth!
When paying for an expensive trip overseas, travel insurance is often an additional cost we could do without. But finding great cover really doesn't have to cost the earth.
Doing your comparison online provides some of the best deals fast. Our site allows you to compare cheap policies based on levels of cover and price.
What level of cover do I need?
Most insurers offer at least two or three policies with varying levels of cover to cater for all budgets and requirements. Through evaluating the options of cover available, you'll be able to save money. Typically they're broken down into Basic, Standard and Comprehensive or sometimes along the lines of Bronze, Silver, Gold and Platinum.
Aimed at budget-minded travellers, 'basic cover' provides cheap travel insurance cover for the essentials such as Overseas Emergency Medical and Hospital Expenses, Personal Liability and sometimes cover for Personal Belongings and Luggage. This cover is typically suited to a backpacker or a traveller who is packing lightly.
'Standard travel insurance' is a mid-range plan that will usually cover you for all the essentials above with higher cover levels and some extra benefits such as reimbursement for cancellation and lost deposits, travel delay, travel documents and travellers cheques and permanent disability.
'Comprehensive cover' is the most popular and offers high-end coverage with higher cover limits. It often includes accidental death, car rental excess and domestic services or home help.
Compare and buy online to save
In New Zealand, there are a number of reputable insurers that sell solely online. These companies don't have to pay for large office spaces and call centre staff and offer the same level of cover at cheaper prices. Online only insurers include Travel Insurance Direct and Southern Cross Travel Insurance.
Naturally, not every traveller is seeking the same sort of cover so it important to consider your needs and compare relevant policies. Be that travel as a group, as a backpacker, seniors, long or short trip, ski or other.
In addition to cost savings, purchasing online has the convenience of allowing you to purchase your policy anytime - 2:00am if needs be, purchase at the last minute, and even renew while you're away.
Buying direct versus the travel agent: what you need to know!
It may come as a surprise to hear, but there can be a massive difference in the cost of your insurance if you buy direct from an insurance provider.
Buying from a travel agent will often mean added costs and that’s less money for you to spend on your trip away! Purchasind directly through a comparison is usually cheaper because there are no 'middle man' fees attached.
It all makes dollars and cents
To save you time (and money!) we’ve done the hard work for you! At comparetravelinsurance.co.nz you can compare key policy features from heaps of insurers so you get to choose from the pick of the bunch. By ranking the quote results by cover benefits you’ll get the cover you want at the best price. Or in other words, cheap travel insurance!
Everyone loves a bargain and wants to save on their travel insurance, but remember that the cheapest policy isn't always the best deal. Read our tips on how to save on travel insurance.
Save time, worry and loads of money when you compare cheap travel insurance now!
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