Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Big savings can be made if you go overseas a few times a year, and what is more all your domestic trips are covered too! For one price, you can get standard or comprehensive travel insurance cover for a whole year.
Frequent traveller insurance allows you to travel as many times as you want to in a year as long as each trip isn't they longer than 90 days.
Are you trying decide if you want to buy single travel insurance vs an annual policy? A good way to decide is to look at your year ahead. If you've got a few trips lined up then definitely go for an annual policy, if you don't travel much then maybe single trip travel insurance is best for you.
Cost aside, try and work out how long you'll be traveling for and what activities you'll be getting up to. For example a ski holiday might require a specialist single ski policy to ensure your winter sports activities are covered, or if you're planning multiple ski holidays, consider an annual ski policy.
Most insurers offer worldwide cover for annual multi-trip policies and some insurers offer additional, cheaper price points that allow travellers to only pay for the cover they required. For instance someone that knows they have multiple trips planned for Australia and South Pacific only, does not require worldwide cover.
Save yourself time, worry and a whole load of money by planning your travel insurance around your travel behaviour.