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Travel Insurance Guides

Expert travel insurance guides covering destinations, medical conditions, claims & more.

Travel Insurance Guides

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Travel Tips

Can You Have Two Travel Insurance Policies?

Yes, you can have two travel insurance policies. Here’s how dual insurance works, why travellers do it, and what happens if you claim on both.

Aug 11, 2026

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About our guides and editorial standards

Our content is designed to help Kiwi travellers compare cover with confidence.

  • Licensed advisors: All guides written by AFSL-licensed travel insurance advisors.
  • Fact-checked: Every guide undergoes editorial review and is fact-checked against current insurer policies.
  • Updated regularly: Last updated dates are visible on each guide; major policy changes trigger immediate updates.
  • Real customer insights: Guides address common questions we get from our customers.
  • Updated March 2026