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Travel Insurance Guides

Expert travel insurance guides covering destinations, medical conditions, claims & more.

Travel Insurance Guides

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Claims

Does travel insurance cover visa refusal?

Are you visiting a country that requires a travel visa? What would happen to your prepaid flights and accommodation if your visa was denied, or didn’t arrive?

Sep 2, 2026
Claims

Travel insurance claims

Travel insurance claims cannot be rushed so do your homework when making your claim. Here's advice from us on what to do, to ensure your claim isn't denied.

Sep 6, 2019
Claims

Does Travel Insurance Cover Insolvency?

Travel service provider insolvency: what it means, why most policies exclude it, and what you can do to protect yourself if a provider collapses.

Jul 29, 2026
Claims

Travel Insurance & high value items

Looking to insure some high cost items whilst you travel? Find out which policies cover you for cameras, smartphones, laptops, jewellery and more.

Jul 26, 2019
Claims

Travel Insurance And Jewellery

Planning to travel with some bling? Did you know that most travel insurers won't cover high-cost jewellery? Find out more in our guide.

Jul 16, 2019

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About our guides and editorial standards

Our content is designed to help Kiwi travellers compare cover so they can travel with confidence.

  • Team of subject-matter experts: CoverDirect carefully considers potential researchers and content writers. All content is created and reviewed by qualified writers, editors and subject-matter experts.
  • Fact-checked: Every guide undergoes editorial review and is fact-checked against current insurer policies at the time of writing.
  • Updated regularly: Content is routinely reviewed by a team of finance professionals or fact-checked by professional journalists to ensure accuracy. Last updated dates are visible on each guide; major policy changes trigger immediate updates.
  • Real customer insights: Our guides are informed by the questions and concerns we hear from real customers, helping us focus on the topics that matter most to Kiwi travellers.
  • References, sources and citations: Our references are thoroughly researched with key information supported by reliable, authoritative sources. We cite our sources throughout our guides and regularly review content to ensure the information remains accurate, relevant and up to date.
  • Updated August 2026