Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.

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Compare Travel Insurance › Travel Insurance Tips › Dependants Travel Insurance Age Limits

Dependants travel insurance age limits

Going on a family holiday with the kids in tow? Did you know that your dependents are covered for free under your policy? Yippee! That means you pay no extra, no matter how far, or how long you’re going on your well-deserved break.

Each insurer in New Zealand varies their definition of a “dependant” but luckily for you we’ve gone ahead and researched all the differences for you.

Be sure to include any dependents in your quote and on your Certificate of Insurance so they are covered - just because they may be included at no extra cost does not mean that their details don't need to be included.

Your children or grandchildren not in full time employment who are under the age of 19 and are travelling with you on the journey, and are named on the certificate of insurance.

Insurer	Underwriter	Age limit	Definition	Buy Now
1Cover BUY	Certain Underwriters of Lloyds	Under 19	Your children or grandchildren not in full time employment who are under the age of 19 and are travelling with you on the journey, and are named on the certificate of insurance.	Go To Insurer
Amex BUY	Chubb Insurance New Zealand Ltd	Under 21	Your children or grandchildren not in full time employment travelling with you for the entire journey and who are listed on the COI.	Go To Insurer
Cigna	Cigna Like Insurance New Zealand Ltd	Under 21	Children less than 16 years of age (or up to and including 20 if in full time education and financially dependent on You) belonging to You, Your Spouse or partner (including legally adopted or fostered children). They must also be accompanied by an insured adult.
Columbus Direct BUY	Certain Underwriters of Lloyds	Under 19	Your children or grandchild aged 0 to 18 who are named on the policy.	Go To Insurer
Cover-more	Zurich Australia Insurance Limited	Under 21	Your children or grandchildren plus one non-related child per adult policyholder who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment and they are under the age of 21 years.
DUinsure BUY	Certain Underwriters of Lloyds	Under 21	Your children or grandchildren not in full time employment who are under the age of 19 and are travelling with you on the journey, and are named on the certificate of insurance.	Go To Insurer
NZ Travel Insurance BUY	Allianz Australia Insurance Limited	Under 21	Your children or grandchildren under the age of 21, plus up to one other non-related dependent child under 21 years of age, travelling with an insured person.	Go To Insurer
Southern Cross Travel Insurance	Southern Cross Benefits Limited Trading	Under 21	Your unmarried children, stepchildren, foster children, grandchildren, nieces and nephews, who are aged under 21 years on Your Start Date of Insurance (Single Trip Policy); or Issue Date of Insurance (Annual Multi-Trip Policy), not in full-time employment, and are primarily financially dependent on the adult(s) named on the Certificate of Insurance.
State Travel Insurance	IAG New Zealand Limited	Under 21	Your children or grandchildren plus one non-related child per adult policyholder who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment, they are financially dependent on You and they are under the age of 21 years.
TINZ BUY	Certain Underwriters of Lloyds	Under 19	Your children or grandchildren not in full time employment who are under the age of 19 and travelling with you on the journey and are named on the Certificate of Insurance.	Go To Insurer
Travel Insurance Direct	Certain Underwriters of Lloyds	Under 21	Your children or grandchildren not in full-time employment who are under the age of 21 at the date of policy issue, travelling with you on the trip and listed on your Certificate of Insurance.
Webjet BUY	Allianz Australia Insurance Limited	Under 21	Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey.	Go To Insurer
World Nomads	Certain Underwriters of Lloyds	Under 21	Your children or grandchildren, or others for whom you are the legal guardian, who are not in full time employment, are 20 years old or younger at the time you buy or extend your policy, are travelling with you for the majority of the trip and are listed as covered on your Certificate of insurance.
Worldcare	Allianz Australia Insurance Limited	Under 21	Your children under 21 years of age or grandchildren under 21 years of age, plus up to one other non-related dependent child under 21 years of age, travelling with an insured person are covered at no additional charge. Their policy benefits will be shared within the travelling insured person’s policy limits.
Zoom Travel Insurance BUY	Certain Underwriters of Lloyds	Under 19	Your children or grandchildren not in full time employment who are under the age of 19 and are travelling with you on the journey, and are named on the certificate of insurance.	Go To Insurer

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.

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Dependants travel insurance age limits

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