Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Hey there adrenaline junkie - so even the black runs are too tame for you hey? If you're planning on getting gnarly on the slopes, check that your planned activities are covered before you go hitting that untouched powder!
Most insurers offer cover for recreational skiing and snowboarding when you’ve bought a ski insurance policy, but even for the most experienced riders this doesn’t always mean you are covered for skiing off-piste, cross country, or backcountry. This also includes higher risk winter sports activities like heli-skiing, cat-skiing, snowmobiling or lugeing.
Skiing (or snowboardng) off-piste is when you are skiing in ungroomed and unmarked slopes or pistes, including skiing in unmarked or unpatrolled areas, either inside or outside of ski resorts boundaries.
Lucky for you thrill seekers, there are a few companies that cover for off-piste activities, but you generally have to be within resort boundaries with a professional instructor.
NOTE: This doesn’t mean your best mate who has been working in a bar for the past five ski seasons and thinks he’s/she’s a pro. This means an instructor that has undergone training and is the holder of a backcountry security award and a holder of the backcountry and mountain safety qualification.
**Click on the ticks for more information**
|Insurer||Off-Piste Cover||Underwriter||Buy Now|
|Cover within resort boundaries, or on groomed terrain, marked slopes or trails that are opened maintained, monitored or patrolled by the ski resort. for off-piste skiing within resort boundaries when you purchase their Ski insurance||Certain underwriters at LLoyd's|
|Within the resort boundaries with a qualified guide and not against local authority warning or advice||Certain underwriters at LLoyd's|
|Within resorts boundaries and with a professional guide||Certain underwriters at LLoyd's|
|Cover for off-piste and out of boundary skiing with package #3||Certain underwriters at LLoyd's|
Zoom Travel Insurance
|Within resort boundaries, or on groomed terrain, marked slopes or trails that are opened maintained, monitored or patrolled by the ski resort.||Certain underwriters at LLoyd's|
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Like all insurance policies there are terms and conditions you need to be aware of. So even with the appropriate ski cover, exclusions will still apply. For example you wouldn’t be covered for skiing/snowboarding off-piste if:
So powderhounds, regardless of whether you're going to Thredbo or Chamonix it's really important to read your insurers policy documentation (known as the Product Disclosure Statement) to make sure you understand when you're covered, and when you're not. A slip on the slopes can be VERY costly, so it pays to know your conditions of cover before you hit the slopes.
You can use our site to compare ski insurance quickly and easily. We’ve got heaps of quotes so you can find the right policy for your needs and budget.
So what are you waiting for? Compare our ski quotes now and save yourself time, worry and loads of money!