CTI Verdict
nib offers solid cover with unlimited overseas medical and medical evacuation, plus a generous 21-day cooling-off period if you change your mind (longer than the industry-standard of 14 days). And if you’re already an nib health insurance member, you’ll get a 10% discount on your premium. A tip for those whose travel plans involve renting a car or embarking on a road trip: nib doesn’t cover valuables left in a car, even if it was locked.