There’s no better feeling than escaping the daily grind; the wind in your hair, not a care on your mind. But travel is not all rest and relaxation! On the contrary, heading to new and distant regions can throw you any number of curveballs.
Whether you’ve taken a spill on the sidewalk, been mugged in a market or picked up an exotic disease, our resident travel insurance guru Eugene Wylde can help to get you back on track quicker than you can say ‘happy holidays!’
There’s no denying that a year out of your ‘normal’ life can be somewhat daunting as you wave goodbye to your daily routine and let go of everything familiar. However, a gap year can have huge benefits for recent school or university leavers or those wanting a mid-career sabbatical. Apart from experiencing a different culture, you may also pick up a new language or life skills, discover a hidden passion or even boost your career prospects.
It may be all too easy to pass off a gap year. Perhaps you're feeling mounting pressure to advance your career or to start settling down. The truth is, there may be no 'perfect' time to take an extended break from life as you know it. As the saying goes, 'there's no time like the present' and the following are just some of the incredible benefits of a gap year:
As mentioned, the options for your year off can be completely varied. The following are just a few types of gap years’ worth considering:
The dry winter season runs from May to September which is when the famous waves of Uluwatu, Padang Padang and Impossibles break at their best due to the South East trade winds. The wet summer season from December to March usually translates to fewer crowds and smaller waves. On the other hand, the east coast waves, on Keramas beach for instance, really come into play at this time of year.
If you’re interested in an animal conservation project, you’re in luck. There are a huge number of conservation projects around the world looking for volunteers just like you! From jaguar conservation in Costa Rica, marine work in Fiji to volunteering with sea turtles in Greece, there’s no limit to the sheer variety of projects on offer across the globe.
If you dream of traveling the world but don’t have the budget- never fear, a working holiday could be the answer for you! Working abroad can give you a real insight into the local culture and allow you to truly ‘experience’ your environment. Popular gap year jobs include au pairing, teaching English as a foreign language, cooking and household help or seasonal work such as fruit picking or farm work.
Touched on above, teaching English as a foreign language (TEFL) can be a rich and rewarding experience. For those considering teaching as a career, TEFL can be a great way to dip your toes in while funding your travels. TEFL programs in third world regions can be a particularly altruistic pursuit as just a few words of English can be greatly beneficial to those living in impoverished areas.
You may decide to take a year off to simply explore the world. After all, when will you get the chance to simply live each day as it comes, deciding to take on a new destination on a whim? Regardless of where you backpack, take the time to consider where you'd like to go, as you can always go 'off the grid' once you've settled into your groove.
Are you the sporty type? An athletic adventure abroad could be right up your alley! There are loads of opportunities all over the world for those who want to participate in a sports project. Whether you teach football to children in South Africa, become a ski instructor in the french alps, play a cricket season in Australia or learn how to sail and dive in Thailand, the possibilities are endless!
Planning and preparation is key to the success of your gap year getaway. Whilst discovering new destinations and making magical memories should be a priority, it's a good idea to pack the sensible stuff along for the ride too. If you've never travelled overseas organising you trip can be a daunting task. Keep reading for some top tips on budgeting and apps you just shouldn't leave behind!
It's no secret that backpackers are usually travelling on a shoe string budget. When going overseas for such long periods it's important to work out how much money you're going to need and how long it is likely to last. Of course, this vastly depends on where you are travelling to and what you plan to do when you get there. If you’re travelling to Asia, you may be able to survive on as little as $30 a day, whereas somewhere like the USA could be more like $80. When planning your trip be sure to read up on your destinations typical accommodation and food costs, and price of planned experiences to understand what you might be forking out.
These days there seems to be an app for just about everything. Whether you need to book your accommodation, meet-up with travel buddies, share snap chats, or translate the local lingo there is no end to the tools and apps available to the modern traveller.
THere's our fav five:
Whether you’re going it alone, or backpacking with buddies, it’s important to get prepared and have a few safety tips up your sleeve.
Before you take off on your annual adventure, have a look at our must-read safety tips for your trip...
Do you want to explore another country for a longer period of time and have a deeper experience than a packaged two week holiday? Why not spend up to a year living and working abroad with working holiday visas?
A working holiday visa is a residence permit allowing travellers to undertake employment (and sometimes study) in the country issuing the visa to supplement their travel funds. For many young people, holding a working holiday visa enables them to experience living in a foreign country without undergoing the usual costly expenses of finding work sponsorship in advance or going on expensive university exchange programmes.
Most working holiday visas are offered under reciprocal agreements between certain countries to encourage travel and cultural exchange between their citizens.
A working holiday visa is a residence permit allowing travellers to undertake employment (and sometimes study) in the country issuing the visa to supplement their travel funds. For many young people, holding a working holiday visa enables them to experience living in a foreign country without undergoing the usual costly expenses of finding work sponsorship in advance or going on expensive university exchange programmes.
Most working holiday visas are offered under reciprocal agreements between certain countries to encourage travel and cultural exchange between their citizens.
There are often several restrictions on this type of visa:
- Many are intended for young travellers and, as such, have an age restriction (usually from 18 to 30 or 35)
- There are usually limits on the type of employment taken or the length of time the traveller can be employed
- The visa holder is expected to have sufficient funds to live on while employment is sought
- The visa holder should have some kind of health or travel insurance for the duration of the stay unless the country will cover
Several countries offer Working Holiday Visas including:
Argentina: Duration: 12 months. Age Limit: 18-30 years. Countries Accepted: Australia, Denmark, France, Ireland, New Zealand
Australia: Duration: 12 months (but no more than 6 months working for one employer). Age Limit: 18- 30 years. Countries Accepted: Taiwan, Estonia, Belgium, Italy, France, Cyprus, Finland, Hong Kong, Norway, Sweden, Denmark, Germany, Malta, Republic of Korea, Ireland, Japan, The Netherlands, Canada, United Kingdom. Passport holders from Turkey, Thailand, Malaysia, Iran, Indonesia, Chile, Bangladesh, Argentina and the USA need to apply for a subclass 462 visa and are required to have a tertiary education.
Austria: Duration: 6 months. Age Limit: 18-30 years. Countries Accepted: New Zealand (as well as an exchange program for Canadian graduates)
Belgium: Duration: 12 months. Age Limit: 18 – 30 years. Countries Accepted: Canada, Australia, New Zealand
Canada: Duration: 12 months. Age Limit: 18- 30 years for most countries, 18- 35 years for Switzerland, Ireland, Italy, Germany, France, Denmark, Czech Republic and Chile. Countries Accepted: United Kingdom, Taiwan, Switzerland, Sweden, Norway, New Zealand, The Netherlands, Latvia, Republic of Korea, Japan, Italy, Ireland, Hong Kong, Germany, France, Estonia, Denmark, Czech Republic, Chile, Belgium, Austria, Poland, Ukraine and Australia.
Chile: Duration: 12 months. Age Limit: 18 – 30 years. Countries Accepted: Australia, New Zealand, Canada
China: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: New Zealand, Australia, Japan, Canada. Germany, Republic of Korea, United Kingdom
Czech Republic: Duration: 12 Months. Age Limit: 18 – 35 years. Countries Accepted: Canada, New Zealand
Denmark: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, Canada, Chile, Japan, New Zealand, South Korea
Estonia: Duration: 12 Months. Age Limit: 19 – 30 years (18-35 For Canadians). Countries Accepted: Australia, New Zealand, Canada
Finland: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, New Zealand
France: Duration:12 Months. Age Limit: 18 – 30 years. Countries Accepted: Argentina, Australia, Canada, Japan, New Zealand, South Korea, Taiwan
Germany: Duration: 12 Months. Age Limit: 18 – 30 years (18-35 for Canadian Citizens). Countries Accepted: Australia, New Zealand, Canada, Japan, Hong Kong, South Korea,Taiwan
Hong Kong: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, Canada, New Zealand, Ireland, Germany, Japan, South Korea
Ireland: Duration: 12 Months. Age Limit: 18 – 30 years (18 – 35 for Canadians). Countries Accepted: Australia, Canada, Japan, Hong Kong, New Zealand, South Korea
Israel: Duration:12 Months. Age Limit: 18 – 30 years. Countries Accepted: New Zealand
Italy: Duration: 12 Months. Age Limit: 18 – 30 years (18-35 for Canadians). Countries Accepted: Australia, New Zealand, Canada
Japan: Duration: 12 Months. Age Limit: 18 – 30 years (18-25 or Irish Citizens, with some exceptions for over 25). Countries Accepted: Australia, Canada, France, Germany, Korea, New Zealand, Taiwan, Hong Kong, United Kingdom, Ireland
Latvia: Duration: 12 Months. Age Limit: 18 – 30 years (35 for Canadians). Countries Accepted: Canada, New Zealand
Lithuania: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Canada
Malta: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, New Zealand
The Netherlands: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, Canada, New Zealand
New Zealand: Duration: 12 Months. Age Limit: 18 – 30 years (18-35 in some cases). Countries Accepted: Argentina, Belgium, Brazil, Canada, Chile, China, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hong Kong Special Administrative Region, Ireland, Israel, Italy, Japan, Korea, Latvia, Malaysia, Malta, Mexico, Netherlands, Norway, Peru, Poland, Singapore, Slovenia, Spain, Sweden, Taiwan, Thailand, Turkey, United Kingdom, United States of America, and Uruguay.
Norway: Duration: 12 Months. Age Limit: 18 – 30 years (18-35 for Canadians). Countries Accepted: Australia, New Zealand, Canada
Poland: Duration:12 Months. Age Limit: 18 – 30 years (18-35 for Canadians). Countries Accepted: New Zealand, Canada
South Korea: Duration:12 Months. Age Limit: 18 – 25 years. Countries Accepted: Australia, Canada, Denmark, France, Germany, Japan, Hong Kong, New Zealand, Ireland, Sweden, Taiwan, United States
Singapore: Duration: 6 Months. Age Limit: 18 – 30 years. Countries Accepted: Working holiday visas only for graduates and undergraduates from Australia, France, Germany, Hong Kong, Japan, New Zealand, the United Kingdom, United States
Slovakia: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: New Zealand
Slovenia: Duration:12 Months. Age Limit: 18 – 30 years. Countries Accepted: New Zealand
Spain: Duration: 12 Months. Age Limit: 18 – 30 years (18-35 for Canadians). Countries Accepted: New Zealand, Canada
Sweden: Duration:12 Months. Age Limit: 18 – 30 years (18- 35 for Canadians). Countries Accepted: Australia, New Zealand, Canada, South Korea (if unmarried)
Switzerland: Duration:12 Months. Age Limit: 18 – 35 years. Countries Accepted: Canada
Thailand: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, New Zealand and must have certain qualifications. (3 years full time study)
Turkey: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia
UK: Duration: 24 Months. Age Limit: 18 – 30 years. Countries Accepted: Australia, Canada, Japan, Monaco, Taiwan, New Zealand, Hong Kong, British Overseas Territories
Uruguay: Duration: 12 Months. Age Limit: 18 – 30 years. Countries Accepted: New Zealand
Fancy some philanthropy? Whether you yearn to work with turtles or help build a school, we've got some inspirational ideas to get your generous juices flowing.
Discover historic Greece when you live and volunteer alongside a team of international volunteers, and make a real contribution to the conservation and protection of one of the most important loggerhead turtle nesting areas in the region. Based in the beautiful Bay of Lakonikos in the southern Peloponnese, you will get to do hands-on work with one of the most endangered species in the Mediterranean. Get to see turtles lay their eggs and watch hatchlings head for the sea and experience Greek culture first hand. Learn more.
Dive in crystal blue water and discover the rich biodiversity of the South Pacific while assisting with research which will aid the local management of marine protected areas. While living on the stunning Caqalai Island, you will get to travel to idyllic traditional Fijian villages; gain your PADI Advanced Open Water qualification and contribute towards tangible, long-term community benefits. Learn more.
While rich in culture, history and geographical wonders, Nepal is still one of the world’s poorest countries in the world and suffers from many of the issues associated with poverty, such as malnourishment, a lack of resources. When you volunteer you can help out at special needs centres for malnutrition and HIV/AIDS, day care centres and early learning classes. Whichever volunteer care project you find yourself working on, your efforts will help to support local staff and support some of the most vulnerable groups in Nepalese society. It’s a challenge, but a rewarding one! Learn more.
Travel to beautiful city of Luang Prabang, a UNESCO World Heritage Site, and contribute to sustainable women’s empowerment initiatives in the local community. Teach English lessons and life-skills workshops and play a significant role in increasing disadvantaged females’ access to education, while improving their employment opportunities and quality of life. Learn more.
Imagine teaching English or French to children in a stunning country like Morocco, with it's Arabic culture that is totally different to what you're used to - you'll help the children and they'll give you a North African experience that you'll never forget! The project is based in the city of Errachidia, which is situated in the ZIZ valley, in between the mountains of High Atlas and the dessert sand hills in South West Morocco. Learn more.
For more than 20 years CIWY has been working for the benefit of wildlife rescued from illegal trafficking, giving disadvantaged youth a sense of purpose through involvement with wildlife care, and educating the Bolivian public to respect wildlife. The Comunidad Inti Wara Yassi is a legally established Bolivian organisation, made up of a team of young professionals and Bolivian volunteers, as well as international volunteers from all over the world. Volunteering at one of their wildlife centres is hard work. However it is also incredibly rewarding, unique and sure to be a memorable experience. Learn more.
Some of the most important work that needs to be done in developing communities is the construction of basic infrastructure. Building projects really allow volunteers to be immersed in the local community. Volunteers stay with a host family and work with community members and organisations to ensure that projects are completed and match the needs of the people they’re benefiting. There are a vast range of community building and development projects, available in Ghana, Jamaica, South Africa, Nepal & more. Learn more.
Regardless of whether you travel regularly or are planning the gap year trip of a life time, the unexpected may happen and being on the end of exposed risk could see your holiday end in financial ruin.
Still not convinced, check out our top 5 reasons to buy travel insuranc
1. It could happen to you!
It's perfectly understandable that some people pose the question "Why should I bother with travel insurance - nothing will happen to me?!". Put quite simply, unexpected events do occur...And could happen to anyone.
2. Overseas medical expenses are expensive!
Falling ill or being injured while travelling can be very unpleasant, stressful and costly. Covering the cost of medical treatment if you become ill or have an accident abroad is prohibitive for many Kiwis. Did you know? Daily hospitalisation costs in Southeast Asia regularly exceed $800. Medical evacuation costs from Bali have exceeded $60,000. And returns of remains from Europe have cost in excess of $10,000!! You'd be crackers not to pack medical cover for your trip!
3. Cancellation of your travel plans
From time to time people are unlucky enough to have to cancel their trip or return home suddenly due to illness or death of a loved one. The last thing you need in this instance is the worry and financial burden of a last minute flight and lost deposits.
4. Your belongings
Too often people discover that their luggage has been lost or delayed upon arrival at their destination or valuable personal items such as cameras and laptops are lost, stolen or damaged during their holiday. The right travel insurance policy can keep all such worries at bay.
5. Peace of mind
Travel insurance gives you the freedom to focus on your holiday and provides loved ones back home the peace of mind that should anything happen, you're covered.
We cannot emphase enough the importance of packing light for your gap year getaway. You may want to pack the kitchen sink...but remember you're the one who's got to lug it around from A-B.
Whether you've decided to backpack around Asia, live like a local in London or help build a school in Africa it's vital to get organised before your trip. With visas to organise, vaccinations to get, itineraries to plan and travel arrangements to book, we'd forgive you for being a tad overwhelmed. The following useful links will help make some take some of the stress out of the prepping.
Travel blogs and forums
Health advice
Government smart travel advice
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