TINZ Travel Insurance Reviews

TINZ want you to enjoy the ride without the worry - because life’s a trip. They have three different levels of cover to choose from to suit your trip, plus they cover for terrorism, high value items, winter sports, cruises and much more. Policies are available to those of any age. Dependents under 21 years of age travel for free. 24/7 emergency assistance no matter where you are in the world. Underwritten by HDI Global Specialty SE - New Zealand.

Overall rating 8.6/10

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8.6/10
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8.7/10
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Quick service, support, response

| | 0 comment Reviewed by Simon Nash on 22 May 2023, 16:01 PM

Hi,
Very impressed with speed and support in processing our claim so promptly. Definitely recomm... Read more

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check Verified Review Robert Mundell was invited by TINZ to write this review.

Tinz

| | 0 comment Reviewed by Robert Mundell on 14 March 2023, 16:09 PM

Wonderful quick result for claim. Very efficient, Great pricing. Would recommend them and we will alw... Read more

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check Verified Review Robert Mundell was invited by TINZ to write this review.
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Awesome

| | 0 comment Reviewed by Vanessa Taylor on 29 September 2022, 18:04 PM

Awesome communication. What great communication with emails from TINZ.
We didn't have any cla... Read more

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check Verified Review Blair Cooper was invited by TINZ to write this review.

So easy for peace of mind

| | 0 comment Reviewed by Blair Cooper on 29 September 2022, 18:04 PM

TINZ is consistently the cheapest in the market. We buy domestic travel insurance to cover our rental... Read more

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check Verified Review Blair Cooper was invited by TINZ to write this review.
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Just what we needed without breaking the bank

| | 0 comment Reviewed by Marie Bowden on 29 September 2022, 18:04 PM

Because of Covid, we needed to purchase Travel insurance. Spent a few hours shopping around and found... Read more

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check Verified Review ROLAND BASTET was invited by TINZ to write this review.

Useless if you need help outside NZ - Europe

| | 1 comment Reviewed by ROLAND BASTET on 29 September 2022, 18:04 PM

Had trouble with my travel arrangements. While I accepted that it was my fault, I needed assistance (... Read more

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check Verified Review ROLAND BASTET was invited by TINZ to write this review.
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One of the worst insurance providers

| | 2 comments Reviewed by Vedant on 29 September 2022, 18:03 PM

Guys beware of this company. They will charge the premium amount by showing a good cover, but when it... Read more

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Very Long Process

| | 0 comment Reviewed by Diane on 17 March 2021, 05:05 AM

We bought our insurance with TINZ. When our luggage was delayed in NY the lady on the phone was very... Read more

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Excellent service

| | 0 comment Reviewed by Ursula Murphy on 17 March 2021, 05:03 AM

From to start to finish of the claim, was an easy process, I needed help with certain issues and it w... Read more

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Excellent service

| | 0 comment Reviewed by Ursula Murphy on 17 March 2021, 05:03 AM

From to start to finish of the claim, was an easy process, I needed help with certain issues and it w... Read more

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Excellent service and competitive pricing..

| | 0 comment Reviewed by John & Chris Buckby on 17 March 2021, 05:02 AM

We have used TINZ several times for overseas trips.
Needed to make claim for medical and delayed ... Read more

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Covid 19 response

| | 0 comment Reviewed by Jo Seddon on 17 March 2021, 04:59 AM

My cancelled travel due to the current pandemic was not covered by my policy however TINZ gave me a c... Read more

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TINZ FAQ

How many people can I include in my policy?

The more the merrier right? TINZ insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick Pacific as you're not covered by your usual health insurance when you're out at sea even if you are still technically in NZ.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. TINZ will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes, at payment time you can pay to double your excess which decreases the cost of your premium. 

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

No, TINZ doesn’t provide protection from insolvency.

I'm not an New Zealand resident- can I buy cover?

No, policies are only available to New Zealand residents.

What size moped or motorbike am I covered to ride overseas?

TINZ will cover you for any engine size you ride as long as you’re insured to do so in Nez Zealand. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

You can purchase a single policy up to 18 months in duration.

Can I extend my policy?

Having too much fun? No problems! You can extend your policy. Just give them a call on 0800 699 070 within New Zealand or +(64) 9 913 2361 from overseas.

Do they cover for my rental vehicle excess?

With TINZ you can rent a car without stressing about the possibility of any potential damages. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.

Who underwrites them?

TINZ travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, TINZ issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Auckland!

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