1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by HDI Global Specialty SE - New Zealand.

Overall rating 8.6/10

Customer Experience

8.6/10
8.6/10

Claims Experience

8.0/10
8.0/10

Value for Money

8.6/10
8.6/10
Overall rating
Overall rating
check Verified Review Graeme Rounthwaite was invited by 1Cover to write this review.

Medical cover for travel insurance

| | 1 comment Reviewed by Graeme Rounthwaite on 01 May 2018, 12:55 PM

Your phone contact for assistance was appreciated. With a medical history that needed consideration, ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review Graeme Rounthwaite was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Douglas Fuller was invited by 1Cover to write this review.

No cover until you leave the country

| | 1 comment Reviewed by Douglas Fuller on 01 May 2018, 12:55 PM

Airline changed my flight so I had to change my connecting flight. Airline said not their problem, t... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Douglas Fuller was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review John Elton was invited by 1Cover to write this review.

A great experience.

| | 1 comment Reviewed by John Elton on 26 April 2018, 17:10 PM

We've found 1Cover very user friendly especially with some pre-existing medical issues. Also very... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review John Elton was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Josephina Van Den Oort was invited by 1Cover to write this review.

Fast service

| | 1 comment Reviewed by Josephina Van Den Oort on 26 April 2018, 16:54 PM

When I had been looking at the claim form online one day, I received a friendly email message offerin... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Josephina Van Den Oort was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Lyn Elton was invited by 1Cover to write this review.

A great experience.

| | 1 comment Reviewed by Lyn Elton on 26 April 2018, 16:54 PM

We had to extend our policy due to flight cancellation/connections and this was made very straightfor... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review Lyn Elton was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Garry Holloway was invited by 1Cover to write this review.

Bad

| | 1 comment Reviewed by Garry Holloway on 26 April 2018, 16:54 PM

Total waste of money. Our domestic flight was delayed so we missed our international flight and the o... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Garry Holloway was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Sheron Arvidson was invited by 1Cover to write this review.

The best travel insurance available for NZ travellers

| | 1 comment Reviewed by Sheron Arvidson on 23 April 2018, 17:57 PM

When travelling to the USA we have used 1Cover as it is the most economical with the best service and... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Sheron Arvidson was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Susanna Joe was invited by 1Cover to write this review.

Expectations surpassed

| | 1 comment Reviewed by Susanna Joe on 23 April 2018, 17:57 PM

I was very surprised at how easy it was to make my claim online, how fast it was to be approved, and ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Susanna Joe was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review John Mather was invited by 1Cover to write this review.

Easy to purchase and product suited us well.

| | 1 comment Reviewed by John Mather on 23 April 2018, 17:57 PM

The online purchase was simple and easy to follow. The subsequent documentation was concise and strai... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review John Mather was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Anthony Sloane was invited by 1Cover to write this review.

great firm easy to understand and deal with

| | 1 comment Reviewed by Anthony Sloane on 20 April 2018, 18:19 PM

Had a holiday that we did not have to worry (I lost my watch but it was returned). I was totally rela... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review Anthony Sloane was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Philip Hessell was invited by 1Cover to write this review.

Easy to Arrange

| | 1 comment Reviewed by Philip Hessell on 20 April 2018, 14:14 PM

One phone call, an easy questionaire re pre-exting medical and it was all done. Certificate arrived p... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review Philip Hessell was invited by 1Cover to write this review.
Overall rating
Overall rating
check Verified Review Ross Young was invited by 1Cover to write this review.

Peace of mind

| | 1 comment Reviewed by Ross Young on 18 April 2018, 16:45 PM

Travel insurance is peace of mind while overseas I did not need to use it but knowing I had it Read more

Overall rating
Overall rating
Customer Experience
Value for Money
check Verified Review Ross Young was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

<

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

Loading Quotes

Loading Quotes...