1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by HDI Global Specialty SE - New Zealand.

Overall rating 8.6/10

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8.6/10
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8.6/10
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Exceptional hassle free cover

| | 1 comment Reviewed by Hil Cook on 20 June 2018, 20:27 PM

Thank you for the ease of great cover. I travel a lot with my job and I love how even at the last mom... Read more

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Excellent value for money

| | 1 comment Reviewed by Julie on 20 June 2018, 20:27 PM

Easy to deal with - a mistake I made on my application was corrected efficiently. Easy to apply on li... Read more

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check Verified Review Elizabeth Allen was invited by 1Cover to write this review.

Tailormade travel insurance that suits your needs

| | 1 comment Reviewed by Elizabeth Allen on 20 June 2018, 20:27 PM

I've used 1Cover for the past three trips I've made overseas and it's so easy to select t... Read more

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check Verified Review Elizabeth Allen was invited by 1Cover to write this review.
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check Verified Review Michael Eastwood was invited by 1Cover to write this review.

Good straightforward insurance

| | 1 comment Reviewed by Michael Eastwood on 19 June 2018, 02:02 AM

Does what it says on the box. I had occasion to ask about a potential claim and was supported quickly... Read more

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check Verified Review Michael Eastwood was invited by 1Cover to write this review.
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check Verified Review Evelyn Joy Silke was invited by 1Cover to write this review.

Nice and easy, comforting to have good insurance

| | 1 comment Reviewed by Evelyn Joy Silke on 19 June 2018, 02:02 AM

Thankfully we didn't have to claim this time but, on our previous travels, we did, and everything... Read more

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check Verified Review Evelyn Joy Silke was invited by 1Cover to write this review.
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Easy web page

| | 1 comment Reviewed by David on 19 June 2018, 02:02 AM

Your Web page is easy to use compared to others.Your cost is in the middle range. I also rang to see ... Read more

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check Verified Review Warwick Pudney was invited by 1Cover to write this review.

failed to sent insurance certificate

| | 1 comment Reviewed by Warwick Pudney on 19 June 2018, 02:01 AM

altered one destination a week before travelling. phone agent claimed to 'be sending it to you a... Read more

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check Verified Review Warwick Pudney was invited by 1Cover to write this review.
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Absolutely Gutted

| | 1 comment Reviewed by Gus The Groover on 19 June 2018, 02:00 AM

We have used 1Cover for all of our travel over the past couple of years but will be using a different... Read more

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check Verified Review Desmond Botting was invited by 1Cover to write this review.

Simple

| | 1 comment Reviewed by Desmond Botting on 15 June 2018, 14:57 PM

I did not have occasion to claim for anything but good to have peace of mind that if anything did hap... Read more

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check Verified Review Desmond Botting was invited by 1Cover to write this review.
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check Verified Review Fleur Le Couteur was invited by 1Cover to write this review.

Best prices. Easy peasy to apply. Done!

| | 1 comment Reviewed by Fleur Le Couteur on 14 June 2018, 17:32 PM

I have had 1Cover Insurance for my last 4 International trips - why? Its the best price. It takes les... Read more

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check Verified Review Fleur Le Couteur was invited by 1Cover to write this review.
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check Verified Review Pauline Mossman was invited by 1Cover to write this review.

Easy to arrange.

| | 1 comment Reviewed by Pauline Mossman on 14 June 2018, 17:32 PM

Though we did not need to make a claim we found this travel insurance was quick, uncomplicated and ea... Read more

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check Verified Review Pauline Mossman was invited by 1Cover to write this review.
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check Verified Review Helen Mcgillivray was invited by 1Cover to write this review.

I will be back

| | 1 comment Reviewed by Helen Mcgillivray on 14 June 2018, 17:32 PM

Online and easy to apply, instant response - my docs were in my email 5 mins after applying, no hidde... Read more

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check Verified Review Helen Mcgillivray was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

<

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

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