1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by HDI Global Specialty SE - New Zealand.

Overall rating 8.6/10

Customer Experience

8.6/10
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Value for Money

8.6/10
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check Verified Review Hermann Grobler was invited by 1Cover to write this review.

Easy to extend insurance

| | 1 comment Reviewed by Hermann Grobler on 06 July 2018, 18:39 PM

I found it really easy to extend insurance to cover additional days/ destinations for a really good p... Read more

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check Verified Review Hermann Grobler was invited by 1Cover to write this review.
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check Verified Review Sharon Young was invited by 1Cover to write this review.

Great value

| | 2 comments Reviewed by Sharon Young on 06 July 2018, 18:38 PM

My partner has quite a few health issues. Another travel insurance company wanted to charge us 4 time... Read more

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check Verified Review Sharon Young was invited by 1Cover to write this review.
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check Verified Review Benjamin Ward was invited by 1Cover to write this review.

Excellent cover

| | 1 comment Reviewed by Benjamin Ward on 06 July 2018, 18:37 PM

All the times I have used 1cover with my travels they have been awesome,will always use that travel i... Read more

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check Verified Review Benjamin Ward was invited by 1Cover to write this review.
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Once application for claim made excellent fast reply

| | 1 comment Reviewed by Ramona Hellesoe on 06 July 2018, 18:37 PM

Staff very polite and helpful over the phone.
Missing luggage overseas, I had to pay for everythi... Read more

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check Verified Review Kenneth Wallace was invited by 1Cover to write this review.

Quick and easy to organise

| | 1 comment Reviewed by Kenneth Wallace on 06 July 2018, 18:37 PM

Friendly staff and had no issues simple as even though had to answer some extra health questions for... Read more

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check Verified Review Kenneth Wallace was invited by 1Cover to write this review.
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Trouble free insurance

| | 1 comment Reviewed by Kevin Mclarnon on 06 July 2018, 18:37 PM

Maybe 4th time i have used 1cover no problems. Never had a claim but rates are cheap Read more

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I wouldn’t even look at other travel insurance

| | 1 comment Reviewed by Rachael Carter on 03 July 2018, 14:40 PM

1Cover continue to impress me. Their online claim system, speed of claim payments and customer servic... Read more

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check Verified Review Sandra Penny was invited by 1Cover to write this review.

Great service

| | 1 comment Reviewed by Sandra Penny on 03 July 2018, 14:40 PM

I found this so easy to do online. Very good value and the choice of two costs. I have used this cove... Read more

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check Verified Review Sandra Penny was invited by 1Cover to write this review.
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Motor accident Hospitalisation and recovery in India

| | 1 comment Reviewed by Nigel Byron on 03 July 2018, 01:41 AM

Advice for hospital review because of emailed xray was great. Payment of hospital bills and ambulance... Read more

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check Verified Review Barbara Cribb was invited by 1Cover to write this review.

Excellent service

| | 1 comment Reviewed by Barbara Cribb on 03 July 2018, 01:41 AM

1Cover provided me with excellent service.
I have already recommend 1Cover to a friend who has ta... Read more

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check Verified Review Barbara Cribb was invited by 1Cover to write this review.
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Excellent

| | 1 comment Reviewed by Campbell Gill on 03 July 2018, 01:41 AM

Excellent service as usual.Highly recommended to all our friends and acquaintances. Keep up the good ... Read more

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check Verified Review Judith McClintock was invited by 1Cover to write this review.

Good communicator on the phone inquiry.

| | 1 comment Reviewed by Judith McClintock on 03 July 2018, 01:40 AM

Applying for Travel Insurance was very easy. Documents emailed promptly. I travelled safely, didn'... Read more

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check Verified Review Judith McClintock was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

<

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

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