1Cover Travel Insurance Reviews

I had the pleasure of dealing with a certain customer consultant throughout the entire duration of my claim and the process was so smooth and easy! They really helped out a great deal and made everything easy to understand. Thank you for everything! I would definitely recommend 1cover to any friends travelling overseas!

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Hi Emma,

I am so pleased that we could assist with your claim and that you found the process easy and straightforward with no complications and it is great that you were so happy with our consultant. Happy customers are our number one goal!

Hope you're excited about your next trip. We're looking forward to providing you with legendary customer service again in the future.

Thank you for choosing 1Cover and for taking the time to leave us a review, we really appreciate it.

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 11:14 AM

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I was very happy with 1cover as travel insurance. I will definitely recommend to family and friends and use 1cover when travelling overseas again

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Hi Ashleigh,

It's great to hear that you were happy with your level of cover, travel insurance is certainly the safety net every traveler needs.

Thank you for choosing 1Cover and for taking the time to recommend our company to your friends, we really appreciate it.

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 11:13 AM

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As soon as I said our 33 year old son had Down Syndrome he seemed to go into another category. I said that at an early checkups they said he had an odd shaped heart valve that heaps of people will have but don't now about. Bad move as then the list of questions like does he go blue round mouth, fingers, does get dizzy, the one that took the cake was has he grown at the normal rate. I kept saying "no, no, no, he's a weight lifter, never been on medication, never goes to the doctor. Come on if he had a heart problem he would be on medication and not lifting 135kg weights three days a week in the gym. Down Syndrome is not a disease and should be treated like everyone else.

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Hi Daphne,

I'm very sorry to hear that you feel that way. We agree with you 100% - Down Syndrome is not a disease and should be treated like everyone else. As a result, we do not class Down Syndrome as a pre-existing condition. The only time Down Syndrome is ever considered is if it compounded other pre-existing conditions, like heart problems. If there are no heart conditions, then there is no risk scoring or additional premium for for Down Syndrome. I hope this clarifies things a little?

The heart related questions asked are prepared by a team of Doctors based on their risk assessment. I appreciate they may appear a little extreme, but by asking more detailed questions we can differentiate between low and high-risk heart cases. In your case, the questions allowed us to determine it was low risk, and so we were able to reduce the cost to the absolute minimum.

If you do wish to discuss this further, please email me at info@1cover.co.nz.

Sophie@1Cover

Reply from 1Cover representative
19 January 2018, 11:10 AM

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very affordable travel insurance while on holiday. I would recommend this company to friends and family. I will definitely use them again next time I go overseas.

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Hi Ashleigh,

I'm glad that you found our policies competitive and our service easy to use. Travel insurance is certainly the safety net every traveler needs.

Thank you for choosing 1Cover and for taking the time to recommend our company to your friends, we really appreciate it!

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 10:08 AM

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Making claim i was given wrong information to start with which meant many phone calls to sort out what was required.

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HI Garry,

I'm sorry to hear that there was an initial miscommunication when lodging your claim, from your overall review it appears that everything has been resolved, if this is not the case please email me your details to info@1cover.co.nz

Thank you for choosing 1Cover and for taking the time to leave us a review, we really appreciate it!

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 10:06 AM

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We felt It would be easy to contact. We never made a claim. But will use 1cover again. Thank you

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Hi Sophie,

Thank you for your continued support and for the confidence that you have placed in us, we appreciate your trust and loyalty.

It's great to know that our policies helped provide you peace of mind while on your trip.

Thank you for choosing 1Cover and for taking the time to leave us a review, we really appreciate it!
Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 10:02 AM

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Its going to cost me an extra $800 to replace the glasses i lost and now cant afford them .. Glasses shouldn't depreciate as the prescription was current and they were in perfect condition .. Wont use 1cover again or recommend

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Hi Tony,
I’m sorry to hear that you’re not happy with the outcome of your claim. While I can appreciate why you’re disappointed in the outcome of your claim, let me explain why we (like all other insurers) use depreciation to measure the current value of the item in question. The final payment amount will also take into account the level of excess you chose when purchasing your policy.
We use international insurance standards to determine depreciation. Depreciation will apply each year starting from the time of purchase until the date of loss. Different rates of depreciation will apply depending on the type of item, age of the item, and the asset life of the item as the ATO defines. Of course, we consider all claims on a case-by-case basis, and our aim is to work towards a solution. If you’re unhappy with the outcome of your claim, you can choose to have the original decision reviewed by emailing your policy details to me at info@1cover.com.au.
Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 10:00 AM

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But have not required to make a claim. Would we have the same experience should we need to make a claim?

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Hi Steve,

I'm glad to hear that you find our policies and service easy to use. We certainly strive to offer this same level of service throughout.

We hope you had a great time on your trip and we hope to have the pleasure of serving you again in the future.

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 09:56 AM

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The whole process Got dragged out they didnt really want to pay out ( whats the point of even having insurance if theyre not going to pay) and we didn't even get much of a refund for the money we lost

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Hi Samuel,

Keeping an open dialogue with our customers is how we improve our service, so thank you for your feedback.

I’m sorry to hear that you were unhappy with the outcome of your claim. However, you can choose to have your claim escalated and reviewed by an independent panel if you wish.

To organise a review please email me your policy details attention Sophie to info@1cover.com.au.

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 09:50 AM

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Called the US/Canada toll free emergency assistance number from Canada twice and the phone went dead after 1 ring. Asked the hotel operator to do that and the same happened. Sent email to emergency email address (help@1cover.co.nz, and the reply came 3 days later. Lucky mine wasn't a medical emergency. Will never buy from them again.

1 comment on this review

Hi Julia,

I'm very sorry to hear of the negative experience you had when you needed our assistance while overseas.

Rest assured, I will personally look into your situation and find out exactly why our emergency assistance number was not working when you tried to contact us.

Thank you for taking the time to leave us a review and we hope that you will give us another chance in future.

Sophie@1Cover

Reply from 1Cover representative
17 January 2018, 10:45 AM

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I have had a number of claims over the two years that I have had a policy with them. They always have answered my queries with professionalism, always stayed in contact and are always fair. I would love to renew but the excess has increased due to me being away over 2 years. I would highly recommend to everyone. I am a constant traveller with two children. Thanks 1cover for 2 years of fantastic service!!

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Hi Jaqui,

We like to think we're different from other insurance companies, so thank you for such kind words and for recommending us!

I wish we could continue to cover you past the 2 year maximum that our policies offer but if you return to NZ before heading back overseas again certainly give us a call and we can hopefully get you covered again.

Again, thank you for choosing 1Cover and for taking the time to leave us a review, we really appreciate it!

Sophie@1Cover

Reply from 1Cover representative
09 January 2018, 10:17 AM

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Fortunately with all the times I have had !Cover I have not needed to make claims but appreciate the support the policy affords.

1 comment on this review

Hi Lois,

It's great to hear our policies helped provide you with peace of mind while on your trip. It's fantastic to know our customers can relax because of their cover.

It's always encouraging to hear from a loyal customer and to know that we are providing the exceptional service that you deserve.

We hope you had a great time on your trip and we hope to have the pleasure of serving you again in the future.

Sophie@1Cover

Reply from 1Cover representative
09 January 2018, 10:10 AM

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