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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Claims Experience

8.0/10
8.0/10

Value for Money

8.7/10
8.7/10

Customer Experience

8.7/10
8.7/10
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Excellent value for money

Review by Andrew John Dixon | 09 November 2018, 17:13 PM | 1 comment

Having this policy gave me peace of mind knowing that if required that I was covered. Thank goodness ... Read more

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Verified Review Andrew John Dixon was invited by 1Cover to write this review.

Didn’t get any help after having flight cancelled

Review by Rachel Soh | 09 November 2018, 17:13 PM | 1 comment

Very disappointed in the lack of help during my travel predicament. The one time I’ve needed to utili... Read more

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Verified Review Rachel Soh was invited by 1Cover to write this review.

Travel insurance for people with pre-existing condi...

Review by Bonnie Chuang | 08 November 2018, 15:26 PM | 1 comment

Now let's be honest, who doesn't have a sore back or previously seen a doctor for something c... Read more

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Verified Review Bonnie Chuang was invited by 1Cover to write this review.

Compared well against other providers

Review by Anne Chapman | 06 November 2018, 12:23 PM | 1 comment

Claim was delayed due to not being given correct information of what was need to process completely, ... Read more

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Verified Review Anne Chapman was invited by 1Cover to write this review.

Claim made for Dr visit in Hawaii

Review by Shirley Eketone | 06 November 2018, 12:23 PM | 0 comment

Easy to understand insurance sign up
Easy procedure & fast acknowledgement of claim lodgedRead more

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Verified Review Shirley Eketone was invited by 1Cover to write this review.

Easy and Affordable

Review by Helen Keoghan | 06 November 2018, 12:22 PM | 1 comment

I have used 1 Cover since 2012 when I did a big trip to the USA. I have traveled every 18 months sinc... Read more

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Verified Review Helen Keoghan was invited by 1Cover to write this review.

Excellent

Review by Carolyn Carson | 06 November 2018, 12:21 PM | 1 comment

Have used 1cover for many years now and have not had any issues with them. Even when our trip was can... Read more

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Verified Review Carolyn Carson was invited by 1Cover to write this review.

Best Value For Money

Review by Paul Franssen | 05 November 2018, 17:37 PM | 1 comment

We've insured ourselves with 1Cover several times now. Before committing, I always do research as... Read more

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Verified Review Paul Franssen was invited by 1Cover to write this review.

Quick and easy cover to go

Review by Donna Streeton | 05 November 2018, 14:11 PM | 1 comment

Havent been overseas in years so was unsure of the process. Found 1Cover to be very quick and easy on... Read more

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Verified Review Donna Streeton was invited by 1Cover to write this review.

Comfort holidays

Review by Eric Shackel | 05 November 2018, 14:10 PM | 1 comment

We cannot go on holiday without insurance and this must must be a good company because it is always o... Read more

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Verified Review Eric Shackel was invited by 1Cover to write this review.

Highly recommend 1 Cover

Review by Graham Alexander Sutherland | 02 November 2018, 13:31 PM | 1 comment

On two different trips this year we have had to make claims on our travel insurance. 1Cover have bee... Read more

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Verified Review Graham Alexander Sutherland was invited by 1Cover to write this review.

Great help

Review by Shane Mackereth | 01 November 2018, 16:52 PM | 1 comment

I got mugged in Mexico City and 1Cover were helpful in organizing my claim against a stolen phone. Th... Read more

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Verified Review Shane Mackereth was invited by 1Cover to write this review.
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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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