1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.6/10

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8.7/10
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Value for Money

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check Verified Review Bette Frances Williamson was invited by 1Cover to write this review.

Definitely recommend 1 cover insurance

Review by Bette Frances Williamson | 23 April 2019, 17:05 PM | 1 comment Reviewed by Bette Frances Williamson on 23 April 2019, 17:05 PM

We felt safe knowing we had the cover we needed- luckily we didn’t need to make a claim. All communic... Read more

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check Verified Review Bette Frances Williamson was invited by 1Cover to write this review.
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Excellent product and claims experience

Review by Gary Ingram | 17 April 2019, 14:28 PM | 1 comment Reviewed by Gary Ingram on 17 April 2019, 14:28 PM

I have an annual multi trip policy which I found to be excellent value for money. I recently had to m... Read more

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check Verified Review Glenys Humphrey was invited by 1Cover to write this review.

Highly recommended insurance

Review by Glenys Humphrey | 17 April 2019, 12:14 PM | 1 comment Reviewed by Glenys Humphrey on 17 April 2019, 12:14 PM

We did not need to take advantage of the travel insurance but it was comforting knowing it was in pla... Read more

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check Verified Review Glenys Humphrey was invited by 1Cover to write this review.
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check Verified Review Lynette Collins was invited by 1Cover to write this review.

Best Insurance Company

Review by Lynette Collins | 16 April 2019, 18:15 PM | 1 comment Reviewed by Lynette Collins on 16 April 2019, 18:15 PM

An awesome company that never queried our claim at all. Approval was straight away even on a Sunday. ... Read more

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check Verified Review Lynette Collins was invited by 1Cover to write this review.
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I was happy with ...

Review by Boules | 16 April 2019, 13:20 PM | 1 comment Reviewed by Boules on 16 April 2019, 13:20 PM

with the service but not overly excited didn't feel it was as personal as in past years. Value fo... Read more

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Holiday

Review by Jocelyn Gore | 16 April 2019, 13:20 PM | 1 comment Reviewed by Jocelyn Gore on 16 April 2019, 13:20 PM

I was pleased with the ease of being able to do all i needed on line. Also had a great holiday. Read more

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check Verified Review Jonathan Byrne was invited by 1Cover to write this review.

Always reliable and value for money

Review by Jonathan Byrne | 15 April 2019, 12:09 PM | 1 comment Reviewed by Jonathan Byrne on 15 April 2019, 12:09 PM

I use 1cover often. No issues recently but they were really fantastic when i had an appendicitis whil... Read more

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check Verified Review Jonathan Byrne was invited by 1Cover to write this review.
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check Verified Review Robert Love was invited by 1Cover to write this review.

1Cover Recommended

Review by Robert Love | 12 April 2019, 12:23 PM | 1 comment Reviewed by Robert Love on 12 April 2019, 12:23 PM

Having used 1cover a number of times now, getting cover is an easy process. Past claims have been set... Read more

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check Verified Review Robert Love was invited by 1Cover to write this review.
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check Verified Review Deborah Buchanan was invited by 1Cover to write this review.

Easy no fuss insurance

Review by Deborah Buchanan | 11 April 2019, 12:51 PM | 1 comment Reviewed by Deborah Buchanan on 11 April 2019, 12:51 PM

This is my fourth or fifth time I have used 1 Cover. I now do it all online and it also covers my con... Read more

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check Verified Review Deborah Buchanan was invited by 1Cover to write this review.
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No fuss easy to access travel cover.

Review by Bill Rees | 09 April 2019, 12:08 PM | 1 comment Reviewed by Bill Rees on 09 April 2019, 12:08 PM

Good cover, easy to sign up for, good value for money.
Peace of mind, 100%.
It made our stay ... Read more

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check Verified Review Mallory Ropati was invited by 1Cover to write this review.

1Cover is NUMBER 1

Review by Mallory Ropati | 08 April 2019, 11:56 AM | 1 comment Reviewed by Mallory Ropati on 08 April 2019, 11:56 AM

Easy, fast process - complete online with additional support from their CS team for those ‘out of the... Read more

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check Verified Review Mallory Ropati was invited by 1Cover to write this review.
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check Verified Review Calvin Rolls was invited by 1Cover to write this review.

Used three times and never made a claim

Review by Calvin Rolls | 08 April 2019, 11:46 AM | 1 comment Reviewed by Calvin Rolls on 08 April 2019, 11:46 AM

This last trip was to Samoa and it was very cheap cover 1 Cover is the only one for us Read more

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check Verified Review Calvin Rolls was invited by 1Cover to write this review.

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

age limit
No age limit
age limit
Under 65
multi trip duration
90 days
luggage cover
$750 per item limit
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