Compare Travel Insurance Travel Insurance Companies 1Cover Travel Insurance

1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Customer Experience

8.9/10
8.9/10

Claims Experience

8.2/10
8.2/10

Value for Money

8.8/10
8.8/10
Sort by: Date | Score | Claims | Value

Prompt efficient service

Review by Jack Goodfellow | 24 July 2017, 14:00 PM | 0 comment

Took out domestic travel insurance at a very reasonable rate. Never had to claim on travel insurance ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Jack Goodfellow was invited by 1Cover to write this review.

Glad I had it

Review by Matthew Oliver | 21 July 2017, 16:37 PM | 1 comment

Due to a storm impacting flights we very nearly had to claim, however in the end everything went well... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Matthew Oliver was invited by 1Cover to write this review.

peace of mind

Review by Carol Hirst | 21 July 2017, 16:37 PM | 1 comment

although i did not use my travel insurance - it was good to know that it was there for peace of mind ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Carol Hirst was invited by 1Cover to write this review.

Cost effective and relable

Review by Rosemary Houston | 21 July 2017, 16:38 PM | 1 comment

My wife and I have used 1 Cover several times and are very satisfied. We have found them easy to use,... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Rosemary Houston was invited by 1Cover to write this review.

Above & beyond incredible!

Review by Juliana Cundall | 21 July 2017, 16:38 PM | 1 comment

We experienced the most fantastic service & support after a terrible accident in Italy recently. ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Juliana Cundall was invited by 1Cover to write this review.

Feeling of Security

Review by Diane Sinclair | 19 July 2017, 14:24 PM | 1 comment

Once again it was good to have 1Cover in the background. I didn't need it on my latest trip but i... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Diane Sinclair was invited by 1Cover to write this review.

Reasonable cover

Review by Richard Wilkinson | 19 July 2017, 14:24 PM | 1 comment

Easy to get the cover required for overseas travel for over 70's. We transferred from SCI when th... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Richard Wilkinson was invited by 1Cover to write this review.

So easy and friendly will definitely use again.

Review by Charlotte Rose Gilmour | 19 July 2017, 14:24 PM | 1 comment

It was the best value and easy to access! They were so friendly. I will be telling my family and frie... Read more

Overall rating
Overall rating
Customer Experience
Value for Money

So easy and friendly will definitely use again.

Review by Charlotte Rose Gilmour | 18 July 2017, 15:47 PM | 1 comment

I used another insurance company on my first trip and had nothing but trouble! I did not know it coul... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Charlotte Rose Gilmour was invited by 1Cover to write this review.

Painlessly easy to change dates for the same policy...

Review by Shaun Ong | 18 July 2017, 15:46 PM | 1 comment

Was painless and easy to modify the date after ringing up 1cover. I just explained how I mistakening ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Shaun Ong was invited by 1Cover to write this review.

Ease of use

Review by Jennifer Meredith | 17 July 2017, 16:18 PM | 1 comment

Easy to access. Paid up instantly for a claim made a couple of years ago. Will keep using this compa... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Jennifer Meredith was invited by 1Cover to write this review.

Easy to deal with

Review by David Care | 17 July 2017, 16:18 PM | 1 comment

When my trip needed to extended 2 days before contract end 1cover added the extra time to my contract... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review David Care was invited by 1Cover to write this review.
Loading More Reviews ...
Sorting Reviews ...

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick pacific, not New Zealand or domestic.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
Our travel insurance comparison helps you save time, worry and loads of money!