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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.6/10

Value for Money

8.7/10
8.7/10

Claims Experience

8.0/10
8.0/10

Customer Experience

8.7/10
8.7/10
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Easy.

Review by Hannah Randell | 11 April 2018, 14:59 PM | 1 comment

I did this online after exploring other insurance companies and found 1 cover the cheapest. I didn... Read more

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Verified Review Hannah Randell was invited by 1Cover to write this review.

Simple & Quick

Review by Judith Anne Cossey | 10 April 2018, 17:34 PM | 1 comment

My experience with 1 Cover was just a simple phone call to their 0800 Number and “Voila!” I explaine... Read more

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Verified Review Judith Anne Cossey was invited by 1Cover to write this review.

Cover for Namibia

Review by Peter Spies | 10 April 2018, 17:33 PM | 1 comment

Always pleased to have a trip with no issues so no need to make a claim but reassuring to have had co... Read more

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Verified Review Peter Spies was invited by 1Cover to write this review.

Insurance cover for NZ Cruise

Review by Fay Lauder | 10 April 2018, 17:32 PM | 1 comment

Decided to use 1Cover for a short cruise in NZ with no overseas content. Online application was easy ... Read more

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Verified Review Fay Lauder was invited by 1Cover to write this review.

Never ever had any travel insurance claims in my li...

Review by Linden Kilkelly | 10 April 2018, 17:32 PM | 1 comment

I have never had a claim on any travel insurance policy in my life.But every time I travel, which is ... Read more

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Verified Review Linden Kilkelly was invited by 1Cover to write this review.

Excellent "Within" NZ travel plans.

Review by Gordon Charles Fraser | 09 April 2018, 17:40 PM | 1 comment

1Cover was the only company I could find that would cover my travel on an around New Zealand Cruise. ... Read more

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Verified Review Gordon Charles Fraser was invited by 1Cover to write this review.

Good value

Review by Gillian Collins | 09 April 2018, 17:40 PM | 1 comment

I have used 1 Cover Travel Insurance for overseas trips for three years, and have found them efficien... Read more

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Verified Review Gillian Collins was invited by 1Cover to write this review.

Price

Review by Linda Kaiou | 09 April 2018, 17:40 PM | 1 comment

Overseas insurance $48 - AK to SYD return 5 days / AK - PNorth overnight $128 (did not get 1Cover for... Read more

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Verified Review Linda Kaiou was invited by 1Cover to write this review.

1 Cover Travel Insurance

Review by (Phyllis) Delaraine Armstrong | 06 April 2018, 15:07 PM | 1 comment

Excellent product, quick and easy, comprehensive coverage and good value for money. I had a multiple ... Read more

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Verified Review (Phyllis) Delaraine Armstrong was invited by 1Cover to write this review.

Easy, inexpensive and quick.

Review by Pauleyne Allan | 06 April 2018, 14:09 PM | 1 comment

Just a phone call away and staff lovely and informative. Have used 1cover several times in the last f... Read more

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Verified Review Pauleyne Allan was invited by 1Cover to write this review.

Easy claiming, fast service

Review by Emmy82 | 06 April 2018, 14:09 PM | 1 comment

I have recently had to do my first ever insurance claim. The process was really easy and I received m... Read more

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1Cover Review

Review by Gerald Ruffell | 06 April 2018, 14:08 PM | 1 comment

Easy to complete over the phone and much cheaper than the cover offered by the car hire company Read more

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Verified Review Gerald Ruffell was invited by 1Cover to write this review.
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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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