Compare Travel Insurance Travel Insurance Companies 1Cover Travel Insurance

1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Customer Experience

8.9/10
8.9/10

Value for Money

8.8/10
8.8/10

Claims Experience

8.2/10
8.2/10
Sort by: Date | Score | Claims | Value

Great to have at a reasonable price

Review by Pamela Christine Payne | 17 August 2017, 13:40 PM | 0 comment

Have just returned from European River Cruise, my room mate paid much more insurance through travel a... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Pamela Christine Payne was invited by 1Cover to write this review.

Easy Last minute insurance

Review by Rob Henderson | 17 August 2017, 13:40 PM | 0 comment

I needed "at the Airport last minute" insurance and the online 1 cover was just that. I will ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money

Comprehensive coverage

Review by Robert Nicholas Charles | 17 August 2017, 13:41 PM | 0 comment

1Cover were able to cover existing conditions and I thoroughly recommend them. We will definitely be ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Robert Nicholas Charles was invited by 1Cover to write this review.

Buying insurance online

Review by Christopher Cotton | 17 August 2017, 13:41 PM | 0 comment

Sold as basic insurance and the front screen on a mobile device said baggage insurance - fine print i... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Christopher Cotton was invited by 1Cover to write this review.

Great Travel Insurance Company

Review by Cecilia Ngo | 17 August 2017, 13:41 PM | 0 comment

Great value for money and service :)

My claim was dealt with straight away. So Glad I got tr... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience

No claim so hard to comment on the acid test a clai...

Review by Sydney John Sweet | 17 August 2017, 13:41 PM | 0 comment

As someone over 75 it is harder to find reasonable health cover with travel insurance but 1 Cover was... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Sydney John Sweet was invited by 1Cover to write this review.

Would not recommend this insurance company

Review by Lynette Chinnery | 17 August 2017, 13:41 PM | 0 comment

How can a company only insure against items stolen from a car in daylight hours! And from a concealed... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Lynette Chinnery was invited by 1Cover to write this review.

Very competitive and good service

Review by Darren Blank | 17 August 2017, 13:41 PM | 0 comment

I have found 1Cover to be competitively priced, but they also have had good communication and followe... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Darren Blank was invited by 1Cover to write this review.

Simple and easy

Review by Kieran Thomas | 17 August 2017, 13:41 PM | 0 comment

I did not have to claim but 1Cover was by far the best value for money and easiest to purchase. Read more

Overall rating
Overall rating
Customer Experience
Value for Money

Should of claimed

Review by Maureen Elizabeth Williams | 17 August 2017, 13:42 PM | 0 comment

I did have an accident, fell on my side and probably a couple of cracked ribs, we were about to board... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Maureen Elizabeth Williams was invited by 1Cover to write this review.

Lost Baggage Summary

Review by Deane McMillan | 17 August 2017, 13:42 PM | 0 comment

Used a toll free number to find the where abouts of our luggage over the first 3 days and ran up a $6... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Deane McMillan was invited by 1Cover to write this review.

Easy

Review by PAMELA HOWORTH | 09 August 2017, 12:28 PM | 0 comment

Affordable ,piece of mind cover ,used the every time I travel ,lucky I have never had to claim .thank... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review PAMELA HOWORTH was invited by 1Cover to write this review.
Loading More Reviews ...
Sorting Reviews ...

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick pacific, not New Zealand or domestic.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
Our travel insurance comparison helps you save time, worry and loads of money!