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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.7/10

Claims Experience

8.2/10
8.2/10

Value for Money

8.8/10
8.8/10

Customer Experience

8.9/10
8.9/10
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Awesome Service

Review by Craig Lipscombe | 26 July 2017, 18:41 PM | 0 comment

We had taken out 1Cover Insurance for a trip to Bali. The week before we were due to fly out my son... Read more

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Verified Review Craig Lipscombe was invited by 1Cover to write this review.

Touring USA on motorbike. Over 74 years old.

Review by Christopher Roy Wordsworth | 26 July 2017, 18:42 PM | 0 comment

Wow! They actually covered me!
Stuck in Denver Airport after midnight, flights cancelled, total ... Read more

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Verified Review Christopher Roy Wordsworth was invited by 1Cover to write this review.

I always use 1 Cover

Review by Rodney Fulford | 26 July 2017, 18:42 PM | 0 comment

Following a terrible experience with another travel insurer I changed to 1Cover and have used them ma... Read more

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Verified Review Rodney Fulford was invited by 1Cover to write this review.

Great price and excellent service when things went ...

Review by Paul Rattray | 26 July 2017, 18:42 PM | 0 comment

Trip to Perth and then onto Bali planned for husbands 60th birthday, booked for months, and the day ... Read more

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Verified Review Paul Rattray was invited by 1Cover to write this review.

Hawaiian Holiday

Review by Alan Clarke | 26 July 2017, 18:42 PM | 0 comment

We used 1Cover for our recent trip to Hawaii and needed to make a claim when our son had to go to hos... Read more

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Verified Review Alan Clarke was invited by 1Cover to write this review.

Great cover for less money

Review by Francis Pascual | 26 July 2017, 18:42 PM | 0 comment

1cover provides great family cover for less money. Website application is spot on. And common pre-exi... Read more

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User friendly website

Review by CHRISTINE STRINGER | 24 July 2017, 13:46 PM | 0 comment

Fortunately I didn't have to make a Claim but felt secure with the Cover I had for a reasonable c... Read more

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Verified Review CHRISTINE STRINGER was invited by 1Cover to write this review.

Great value for money

Review by William Horrell | 24 July 2017, 13:59 PM | 0 comment

My partner and I were doing a 3 week trip overseas and decided to go for 1 cover, their policy seems ... Read more

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Verified Review William Horrell was invited by 1Cover to write this review.

Great service and awesome product

Review by Sonia McFetridge | 24 July 2017, 13:46 PM | 0 comment

Very happy with one cover service and product. We will use this again. It was fabulous for families... Read more

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Verified Review Sonia McFetridge was invited by 1Cover to write this review.

Great value

Review by Patricia Manuel | 24 July 2017, 13:46 PM | 0 comment

Thankfully we did not need to make a claim while away, but we found 1Cover to be a comprehensive trav... Read more

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Verified Review Patricia Manuel was invited by 1Cover to write this review.

Affordable

Review by MURRAY MARTIN | 24 July 2017, 13:46 PM | 0 comment

Have always used 1Cover when travelling as very affordable.
Had to make our first claim, approve... Read more

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Verified Review MURRAY MARTIN was invited by 1Cover to write this review.

Highly recommend!

Review by Nadine Hyde | 24 July 2017, 13:46 PM | 0 comment

Easy to purchase appropriate cover immediately online with clear and easy to understand details of wh... Read more

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Verified Review Nadine Hyde was invited by 1Cover to write this review.
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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick pacific, not New Zealand or domestic.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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