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1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.6/10

Claims Experience

8.0/10
8.0/10

Value for Money

8.7/10
8.7/10

Customer Experience

8.7/10
8.7/10
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The best travel insurance available for NZ travelle...

Review by Sheron Arvidson | 23 April 2018, 17:57 PM | 0 comment

When travelling to the USA we have used 1Cover as it is the most economical with the best service and... Read more

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Verified Review Sheron Arvidson was invited by 1Cover to write this review.

Expectations surpassed

Review by Susanna Joe | 23 April 2018, 17:57 PM | 0 comment

I was very surprised at how easy it was to make my claim online, how fast it was to be approved, and ... Read more

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Verified Review Susanna Joe was invited by 1Cover to write this review.

Easy to purchase and product suited us well.

Review by John Mather | 23 April 2018, 17:57 PM | 0 comment

The online purchase was simple and easy to follow. The subsequent documentation was concise and strai... Read more

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Verified Review John Mather was invited by 1Cover to write this review.

great firm easy to understand and deal with

Review by Anthony Sloane | 20 April 2018, 18:19 PM | 1 comment

Had a holiday that we did not have to worry (I lost my watch but it was returned). I was totally rela... Read more

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Verified Review Anthony Sloane was invited by 1Cover to write this review.

Easy to Arrange

Review by Philip Hessell | 20 April 2018, 14:14 PM | 1 comment

One phone call, an easy questionaire re pre-exting medical and it was all done. Certificate arrived p... Read more

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Verified Review Philip Hessell was invited by 1Cover to write this review.

Peace of mind

Review by Ross Young | 18 April 2018, 16:45 PM | 1 comment

Travel insurance is peace of mind while overseas I did not need to use it but knowing I had it Read more

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Verified Review Ross Young was invited by 1Cover to write this review.

Fantastic Experience

Review by Mark | 18 April 2018, 12:43 PM | 1 comment

Thank you 1Cover for your assistance and promptness. The whole experience with 1Cover has made the di... Read more

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Excellent value

Review by Karen Forsyth | 17 April 2018, 11:41 AM | 1 comment

This provided us with peace of mind travelling with a child, at a very reasonable rate. Will definit... Read more

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Verified Review Karen Forsyth was invited by 1Cover to write this review.

Excellent service!

Review by Emma Cavanagh | 17 April 2018, 11:41 AM | 1 comment

We had a really stressful incident getting money stolen while travelling. 1cover were fantastic. The ... Read more

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Disappointed

Review by John Benedict Catbagan | 17 April 2018, 11:40 AM | 1 comment

If you get burgled overseas and belongings taken from you have literally no cover - you would think u... Read more

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Verified Review John Benedict Catbagan was invited by 1Cover to write this review.

Why bother with insurance

Review by Lisa Barnett | 13 April 2018, 12:05 PM | 1 comment

So I got comprehensive travel insurance as I thought it would cover everything. Not so! I mixed up th... Read more

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Verified Review Lisa Barnett was invited by 1Cover to write this review.

Very easy to organise on line

Review by Annette Lee | 12 April 2018, 12:42 PM | 1 comment

Did not have to make a claim, so really don't feel can comment further. Will use this insurer aga... Read more

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Verified Review Annette Lee was invited by 1Cover to write this review.
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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and for my equipment?

Yes if you purchase their Ski Pack add on. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
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