Compare Travel Insurance Travel Insurance Companies 1Cover Travel Insurance

1Cover Travel Insurance Reviews

Insurance You Can Count On, 1Cover Direct Insurance Group Was Founded In 2003. This experience has allowed them to establish a team of travel insurance experts and are proud to say they have provided cover to over 1 Million customers. Policies are available to all ages. Dependants travel for free under 21 years of age. 24/7 emergency assistance. Underwritten by certain underwriters at Lloyds.

Overall rating 8.8/10

Value for Money

8.8/10
8.8/10

Customer Experience

8.9/10
8.9/10

Claims Experience

8.3/10
8.3/10
Sort by: Date | Score | Claims | Value

Can't go wrong here

Review by James Durrant | 19 September 2017, 18:13 PM | 0 comment

Very easy to arrange online with competitive rates. We did have a small claim that was handled very ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review James Durrant was invited by 1Cover to write this review.

Great value for money insurance

Review by LISA BRICKELL | 19 September 2017, 18:13 PM | 0 comment

We were really impressed with the way one cover processed a claim for my sons lost device so quickly.... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review LISA BRICKELL was invited by 1Cover to write this review.

I have used 1cover many times and never had to clai...

Review by Doreen Gould | 19 September 2017, 18:13 PM | 0 comment

My only problem with 1cover is that they wouldn't cover myself or my husband for medical insuranc... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Doreen Gould was invited by 1Cover to write this review.

Poor Assessment-

Review by RAMKUMAR RAMAKRISHNAN NAIR | 19 September 2017, 18:13 PM | 0 comment

Case was not assessed properly, Send me a totally wrong decision letter. Asked for extension of polic... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review RAMKUMAR RAMAKRISHNAN NAIR was invited by 1Cover to write this review.

Great value for money

Review by BRadley Curtis-Smith | 15 September 2017, 12:22 PM | 0 comment

We felt the cost of this travel insurance was very reasonable, and thankfully we did not need to make... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review BRadley Curtis-Smith was invited by 1Cover to write this review.

Awesome and Affordable

Review by Mikayla Zandstra | 13 September 2017, 12:09 PM | 0 comment

1 Cover insurance is always easy to arrange and is super affordable. The cover is great too and it gi... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Mikayla Zandstra was invited by 1Cover to write this review.

Great Value for money

Review by Jessica Aisea | 12 September 2017, 18:00 PM | 0 comment

I never got to use the insurance thank goodness but very great value for money and heard the service ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Jessica Aisea was invited by 1Cover to write this review.

We would use 1Cover again

Review by Nicola North | 12 September 2017, 18:04 PM | 0 comment

We have used 1Cover several times now, and have always had a positive experience. This year we unfort... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience
Verified Review Nicola North was invited by 1Cover to write this review.

Very good product.

Review by Stephen Thomas | 12 September 2017, 18:00 PM | 0 comment

1. The document is very well written. Clear and precise. Written as if the writer understood what the... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Stephen Thomas was invited by 1Cover to write this review.

economical, easy

Review by Gerhardus L Hermsen | 12 September 2017, 18:01 PM | 0 comment

I've been insuring for travel for a number of years with 1Cover. I think it is a very good idea t... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Gerhardus L Hermsen was invited by 1Cover to write this review.

Helpful, no excuses

Review by Malia Begley | 12 September 2017, 18:01 PM | 0 comment

1Cover gave me the advice I needed while overseas on their 24/7 helpline. The claims process was easy... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Claims Experience

Easy as.

Review by Garry Coley | 12 September 2017, 18:01 PM | 0 comment

1Cover was the only insurer I found would cover all my pre-existing conditions - well minus a skin ex... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Verified Review Garry Coley was invited by 1Cover to write this review.
Loading More Reviews ...
Sorting Reviews ...

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in New Zealand waters you still need to pick pacific, not New Zealand or domestic.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I’m not a New Zealand resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within NZ you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in NZ. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call!

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

1Cover ® is a registered trademark of 1Cover Pty Limited. 1Cover NZ Ltd, Company No. 1588084, FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457. This insurance is underwritten by certain underwriters at Lloyd’s.

Where are they based?

Auckland

What is the cooling off period?

14 days

FOUR FAST FACTS

No age limit
Under 65
90 days
$750 per item limit
or
Our travel insurance comparison helps you save time, worry and loads of money!