Thanks to Market Solutions Pty Ltd for the Mystery Shopper report below conducted between Monday 15th August 2005 and Tuesday 16th August 2005.

Scenario 1: 12 days Pacific including Indonesia for a Family consisting of 2 Adults and 2 Children

Agent	Price Quoted	% 1cover cheaper than competitors
Harvey World Travel	$175	39%
Flight Centre	$180	41%
1cover.com.au	$106.40	Cheapest

Scenario 2: 24 days Europe for a single Adult

Agent	Price Quoted	% 1cover cheaper than competitors
Harvey World Travel	Did not offer insurance for exactly 24 days. Offered insurance for 23 days at $189 or 4 weeks cover for $235	38% (23 days) 50% (4 weeks)
Flight Centre	$179	35%
1cover.com.au	$116.20	Cheapest

Scenario 3: 24 days Worldwide for a single Adult

Agent	Price Quoted	% 1cover cheaper than competitors
Harvey World Travel	$219	40%
Flight Centre	$212	38%
1cover.com.au	$131.60	Cheapest

Scenario 4: 8 days Australia only for a Family consisting of 2 Adults and 2 Children

Agent	Price Quoted	% 1cover cheaper than competitors
Harvey World Travel	$124	39%
Flight Centre	$102	26%
1cover.com.au	$75.60	Cheapest

Scenario 5: Annual Multi-Trip policy (unlimited trips abroad of up to 90 days per trip) for a single Adult

Agent	Price Quoted	% 1cover cheaper than competitors
Harvey World Travel	$Could not provide an exact quote over the phone however indicated that it would be around $500	40%
Flight Centre	$459	35%
1cover.com.au	$297.40	Cheapest

Conclusions:

in all cases 1cover provided the cheapest quote for travel insurance for the five different products. In the majority of cases Harvey World Travel provided the most expensive quote, and Flight Centre fell between the two competitors.

These comparisons were made independantly by Market Solutions Pty Ltd. Please click on the PDF below to read the full report.

 

Click below to see Newspaper Articles on Travel Insurance:

Sun Herald, Insurance Cheaper Online, 14th Sept 2005

Travel Week, Insurance Cheaper Online, 14th Sept 2005